Analysis
A debt-to-earnings ratio of 0.59 tells a straightforward story: based on comparable Chemistry bachelor's programs nationwide, Carroll graduates would likely spend just over half their first-year salary paying down an estimated $25,000 in student debt. That's a manageable starting point, particularly for a STEM degree where earnings typically grow substantially after the initial years. The estimated $42,581 first-year salary aligns precisely with the national median for Chemistry programs, suggesting Carroll's outcomes likely track with what students achieve elsewhere.
The challenge here is Montana's limited Chemistry landscape—with only seven programs statewide and no reported outcome data from any of them, it's impossible to know whether Carroll specifically outperforms or underperforms its local competitors. What we can say is that Chemistry degrees generally open doors to graduate programs, research positions, and industry roles that value technical skills, and the moderate debt load shouldn't prevent graduates from pursuing those paths.
For families considering Carroll, the key question is whether this particular college environment—a small Catholic institution in Helena with relatively selective admissions—justifies the cost when peer Chemistry programs nationwide produce similar financial outcomes. The estimated figures suggest reasonable value, but without actual data from Carroll or other Montana schools, you're making this decision somewhat blind to local competitive dynamics.
Where Carroll College Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,352 | $42,581* | — | $24,994* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carroll College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.