Analysis
A bachelor's in finance from Carroll College comes with an estimated debt load of $25,812—slightly above the national median for the major—while peer finance programs typically produce first-year earnings around $53,590. That debt-to-earnings ratio of 0.48 sits in reasonable territory, suggesting graduates could manage repayment on entry-level salaries, though the lack of actual outcomes data for Carroll's small program means you're making this decision without seeing how this specific cohort has fared in the job market.
Montana's limited finance program landscape—just three schools offer the degree statewide—means fewer local employment pipelines compared to major metro areas where finance careers cluster. Carroll's 73% admission rate and solid SAT averages suggest a respectable student body, but whether the school's Helena location and regional network can generate finance opportunities competitive with national norms remains an open question. The 18% Pell grant rate indicates a relatively affluent student population, which may reflect either the cost or the school's appeal to families already connected to professional networks.
The practical challenge here is straightforward: you're betting on a small program's ability to match outcomes from hundreds of larger, established finance programs without any graduate-level proof points. If your child has specific ties to Montana or plans to leverage Carroll's close-knit alumni community, the estimated numbers don't raise red flags. But without visibility into actual placement rates or starting salaries, you're essentially trusting that a regional liberal arts college can deliver finance career results comparable to programs at schools with deeper industry connections.
Where Carroll College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs Nationally
Finance and Financial Management Services bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,352 | $53,590* | — | $25,812* | — | |
| $66,104 | $122,698* | $206,646 | $12,865* | 0.10 | |
| $65,081 | $106,218* | $126,672 | $16,877* | 0.16 | |
| $62,982 | $102,814* | $152,625 | $19,250* | 0.19 | |
| $62,693 | $99,222* | $111,893 | $19,000* | 0.19 | |
| $64,758 | $85,944* | $113,398 | $19,500* | 0.23 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carroll College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.