2026 ROI Award Winner
Median Earnings (1yr)
$122,698
95th percentile
Median Debt
$12,865
45% below national median

Analysis

Penn's Wharton School finance program isn't just the best option in Pennsylvaniaβ€”it's operating in a different stratosphere. First-year graduates earn $122,698, more than double the national median for finance programs and 50% higher than Villanova, the state's second-best program. By year four, earnings jump to over $206,000, a 68% increase that reflects rapid career acceleration in investment banking, private equity, and top-tier financial services roles. The debt picture is equally striking: graduates leave with just $12,865 in loans, less than half the state median, thanks to Penn's robust financial aid. That creates a debt-to-earnings ratio of 0.10β€”you'd clear your entire debt burden in about six weeks of work.

The 6% admission rate means most students won't get in, but for those who do, this represents perhaps the single strongest return on investment in undergraduate finance education. These aren't just good outcomes; they're transformative. While the program serves relatively few Pell-eligible students, those who gain admission receive the financial support to graduate with minimal debt and extraordinary earning potential.

If your child has the academic credentials to compete for admission here, Penn finance should be at the top of their list. The combination of immediate high earnings, explosive growth trajectory, and minimal debt creates the foundation for genuine wealth accumulation straight out of college.

Where University of Pennsylvania Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Pennsylvania graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Pennsylvania$122,698$206,646+68%
Villanova University$82,008$110,166+34%
Lehigh University$76,720$107,260+40%
Muhlenberg College$61,304$91,304+49%
Saint Joseph's University - Philadelphia$66,072$85,648+30%

Compare to Similar Programs in Pennsylvania

Finance and Financial Management Services bachelors's programs at peer institutions in Pennsylvania (49 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of PennsylvaniaPhiladelphia$66,104$122,698$206,646$12,8650.10
Villanova UniversityVillanova$64,701$82,008$110,166$26,1970.32
Lehigh UniversityBethlehem$62,180$76,720$107,260$23,2500.30
Saint Joseph's University - PhiladelphiaPhiladelphia$51,340$66,072$85,648$25,0000.38
Widener UniversityChester$53,638$62,672β€”$26,9800.43
Saint Vincent CollegeLatrobe$41,100$61,518$71,311$26,7970.44
National Medianβ€”$53,590β€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Pennsylvania, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 135 graduates with reported earnings and 98 graduates with debt data. Small samples may not be representative.