Finance and Financial Management Services at Saint Joseph's University - Philadelphia
Bachelor's Degree
Analysis
Saint Joseph's finance graduates start strong at $66K and hit nearly $86K by year four—both figures that substantially outpace the national median for finance programs ($54K and growing much more slowly). This is a legitimate fast-riser trajectory that places the program in the 90th percentile nationally, delivering outcomes that compete with far more selective schools.
The Pennsylvania context matters here, though. While Saint Joseph's clearly outperforms the state median ($58K), it sits in the middle of the pack among PA finance programs—well ahead of most but notably behind Penn and Villanova. The $25K debt load is reasonable, creating a debt-to-earnings ratio of 0.38 that graduates can manage comfortably even in that first year. With 30% earnings growth over four years, students see their salaries outpace their debt quickly.
For a school with an 86% admission rate, these outcomes punch above weight. Your child won't carry Penn-level prestige, but they'll avoid Penn-level debt while still accessing Philadelphia's robust financial services market. The math works: strong starting salary, manageable debt, and clear upward momentum. That's a finance degree that pays for itself.
Where Saint Joseph's University - Philadelphia Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Joseph's University - Philadelphia graduates compare to all programs nationally
Saint Joseph's University - Philadelphia graduates earn $66k, placing them in the 90th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Pennsylvania
Finance and Financial Management Services bachelors's programs at peer institutions in Pennsylvania (49 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Joseph's University - Philadelphia | $66,072 | $85,648 | $25,000 | 0.38 |
| University of Pennsylvania | $122,698 | $206,646 | $12,865 | 0.10 |
| Villanova University | $82,008 | $110,166 | $26,197 | 0.32 |
| Lehigh University | $76,720 | $107,260 | $23,250 | 0.30 |
| Widener University | $62,672 | — | $26,980 | 0.43 |
| Saint Vincent College | $61,518 | $71,311 | $26,797 | 0.44 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Pennsylvania
Compare tuition, earnings, and debt across Pennsylvania schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Pennsylvania Philadelphia | $66,104 | $122,698 | $12,865 |
| Villanova University Villanova | $64,701 | $82,008 | $26,197 |
| Lehigh University Bethlehem | $62,180 | $76,720 | $23,250 |
| Widener University Chester | $53,638 | $62,672 | $26,980 |
| Saint Vincent College Latrobe | $41,100 | $61,518 | $26,797 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's University - Philadelphia, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 138 graduates with reported earnings and 149 graduates with debt data. Small samples may not be representative.