Median Earnings (1yr)
$66,072
90th percentile (60th in PA)
Median Debt
$25,000
7% above national median
Debt-to-Earnings
0.38
Manageable
Sample Size
138
Adequate data

Analysis

Saint Joseph's finance graduates start strong at $66K and hit nearly $86K by year four—both figures that substantially outpace the national median for finance programs ($54K and growing much more slowly). This is a legitimate fast-riser trajectory that places the program in the 90th percentile nationally, delivering outcomes that compete with far more selective schools.

The Pennsylvania context matters here, though. While Saint Joseph's clearly outperforms the state median ($58K), it sits in the middle of the pack among PA finance programs—well ahead of most but notably behind Penn and Villanova. The $25K debt load is reasonable, creating a debt-to-earnings ratio of 0.38 that graduates can manage comfortably even in that first year. With 30% earnings growth over four years, students see their salaries outpace their debt quickly.

For a school with an 86% admission rate, these outcomes punch above weight. Your child won't carry Penn-level prestige, but they'll avoid Penn-level debt while still accessing Philadelphia's robust financial services market. The math works: strong starting salary, manageable debt, and clear upward momentum. That's a finance degree that pays for itself.

Where Saint Joseph's University - Philadelphia Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Saint Joseph's University - PhiladelphiaOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Joseph's University - Philadelphia graduates compare to all programs nationally

Saint Joseph's University - Philadelphia graduates earn $66k, placing them in the 90th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Finance and Financial Management Services bachelors's programs at peer institutions in Pennsylvania (49 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Joseph's University - Philadelphia$66,072$85,648$25,0000.38
University of Pennsylvania$122,698$206,646$12,8650.10
Villanova University$82,008$110,166$26,1970.32
Lehigh University$76,720$107,260$23,2500.30
Widener University$62,672—$26,9800.43
Saint Vincent College$61,518$71,311$26,7970.44
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Pennsylvania
Philadelphia
$66,104$122,698$12,865
Villanova University
Villanova
$64,701$82,008$26,197
Lehigh University
Bethlehem
$62,180$76,720$23,250
Widener University
Chester
$53,638$62,672$26,980
Saint Vincent College
Latrobe
$41,100$61,518$26,797

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's University - Philadelphia, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 138 graduates with reported earnings and 149 graduates with debt data. Small samples may not be representative.