Median Earnings (1yr)
$23,320
22nd percentile (40th in MD)
Median Debt
$8,750
20% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
64
Adequate data

Analysis

Carroll Community College's Liberal Arts associate's program starts slow but shows remarkable income growth, with earnings jumping 68% from year one to year four. That $39,281 four-year mark substantially outpaces both Maryland's median ($26,448) and the national benchmark ($27,248), suggesting graduates either continue their education successfully or develop marketable skills over time.

The immediate challenge is that first year: $23,320 puts this program in just the 22nd percentile nationally. Among Maryland's 18 programs, it ranks exactly at the 40th percentile—middle of the pack in-state but struggling nationally. The $8,750 debt load is manageable compared to the four-year earnings (roughly 22% of that income), though it's on the higher end relative to national norms for this degree. For context, top Maryland programs like Baltimore City Community College deliver starting salaries around $41,000, nearly double Carroll's first-year figure.

This program makes sense if your child plans to transfer to a four-year institution or needs time to establish career footing—the earnings trajectory suggests that's what successful graduates do. The low debt keeps the risk reasonable. But if immediate income after an associate's degree matters, other Maryland community colleges deliver stronger starting salaries without requiring that patient climb.

Where Carroll Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Carroll Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Carroll Community College graduates compare to all programs nationally

Carroll Community College graduates earn $23k, placing them in the 22th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Carroll Community College$23,320$39,281$8,7500.38
Baltimore City Community College$41,120$39,791$8,8500.22
University of Maryland Global Campus$41,071$49,637$8,2500.20
Prince George's Community College$31,322$44,768$13,4990.43
Wor-Wic Community College$30,763$31,613$6,5000.21
College of Southern Maryland$29,862$36,670$10,6500.36
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Baltimore City Community College
Baltimore
$3,314$41,120$8,850
University of Maryland Global Campus
Adelphi
$7,992$41,071$8,250
Prince George's Community College
Largo
$3,914$31,322$13,499
Wor-Wic Community College
Salisbury
$3,744$30,763$6,500
College of Southern Maryland
La Plata
$4,200$29,862$10,650

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Carroll Community College, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 64 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.