Est. Earnings (1yr)
$39,114
Est. from FL median (6 programs)
Est. Median Debt
$23,823
Est. from national median (26 programs)

Analysis

Is an associate's degree in accounting from a small Florida vocational school worth roughly $24,000 in debt? The answer hinges on data we don't have for CBT Technology Institute specifically. Based on similar accounting programs statewide, first-year earnings around $39,000 would put graduates right at Florida's median—competitive with community colleges like Valencia and Broward, though behind private schools like Keiser that report closer to $48,000. That debt-to-earnings ratio of 0.61 sits in a manageable range, suggesting roughly seven months of gross income to cover the total borrowed.

What matters here is context: CBT serves an entirely Pell-eligible student body, meaning your child would be learning alongside peers who need maximum financial aid. Whether that's an advantage (focused support services, mission-driven faculty) or a concern (potentially fewer resources than better-funded institutions) depends on how the school delivers its program. The fact that no actual outcome data exists—likely due to small graduating classes—makes it impossible to verify whether CBT's graduates match, exceed, or fall short of these statewide benchmarks.

If you're considering CBT, insist on talking to recent graduates or getting job placement specifics. With 40 accounting programs across Florida, many reporting actual outcomes, you need concrete evidence that this particular school justifies both the cost and the risk of choosing a program without verified results.

Where CBT Technology Institute-Cutler Bay Stands

Earnings vs. debt across all accounting associates's programs nationally

Compare to Similar Programs in Florida

Accounting associates's programs at peer institutions in Florida (40 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
CBT Technology Institute-Cutler BayCutler Bay$13,150$39,114*—$23,823*—
Keiser University-Ft LauderdaleFort Lauderdale$24,136$48,117*$43,871$29,000*0.60
Rasmussen University-FloridaOcala$15,117$43,765*$44,358$23,823*0.54
Florida National University-Main CampusHialeah$16,088$41,019*—$24,811*0.60
Valencia CollegeOrlando$2,474$37,209*$35,810$14,806*0.40
Broward CollegeFort Lauderdale$2,830$36,970*$36,384—*—
National Median—$37,000*—$19,354*0.52
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CBT Technology Institute-Cutler Bay, approximately 100% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in FL. Actual outcomes may vary.