Analysis
A debt load around $22,600 for a math degree is manageable territory—the estimated ratio of 0.46 puts borrowing at less than half of first-year earnings. Based on comparable Ohio programs, graduates typically earn just under $50,000 in their first year, which tracks closely with the national median for math majors. That's a practical foundation for repayment, though nothing spectacular.
The challenge with Cedarville's program is that we're working entirely with estimates rather than actual outcomes specific to this school. The figures draw from other Ohio math programs and similar institutions, which suggests what *might* happen but doesn't tell us how Cedarville's graduates actually fare. The state's stronger programs—Kent State, Ohio State, Miami—report first-year earnings in the low-to-mid $50,000s, demonstrating that better outcomes are achievable within Ohio's math landscape.
For families considering this investment, the estimated numbers suggest reasonable value if they materialize as predicted. Math degrees generally offer solid career flexibility, and the debt burden appears sustainable. However, you're making this decision without knowing whether Cedarville's specific curriculum, career services, and alumni network deliver results that match or exceed peer programs. If your child has offers from schools with actual reported data showing strong outcomes, that certainty has value when comparing similar cost structures.
Where Cedarville University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Ohio
Mathematics bachelors's programs at peer institutions in Ohio (56 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,078 | $49,228* | — | $22,625* | — | |
| $7,272 | $54,367* | — | $19,250* | 0.35 | |
| $12,846 | $54,367* | — | $19,250* | 0.35 | |
| $12,859 | $52,921* | $58,860 | $20,500* | 0.39 | |
| $17,809 | $49,541* | — | $18,850* | 0.38 | |
| $13,570 | $48,914* | — | $20,970* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cedarville University, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in OH. Actual outcomes may vary.