Median Earnings (1yr)
$11,714
5th percentile (40th in PR)
Median Debt
$3,500
82% below national median
Debt-to-Earnings
0.30
Manageable
Sample Size
34
Adequate data

Analysis

The $11,714 starting salary from CEM College-San Juan is strikingly low—ranking in just the 5th percentile nationally—but it's essentially typical for Puerto Rico's healthcare assistant market. At 40th percentile statewide, this program delivers middle-of-the-pack results for the island, where median earnings for this degree hover around $12,000. The concerning reality is that even the top programs in Puerto Rico (earning $17,000-18,000) fall dramatically short of the $36,862 national median, reflecting broader economic challenges in the territory rather than this specific program's quality.

The positive here is minimal debt load: $3,500 is less than a year's earnings and far below both national and PR medians. Your child won't face crushing repayment burdens. However, the 25% earnings growth to $14,593 by year four still leaves graduates earning less than half the national average for this field. With 90% of students receiving Pell grants, CEM serves economically vulnerable students entering a career path that perpetuates low earnings.

If staying in Puerto Rico is the plan and healthcare work is the goal, this program won't create debt problems—but it won't create financial mobility either. Families should explore whether nursing programs (which typically offer better earnings) or relocating to the mainland after graduation might provide better long-term prospects.

Where CEM College-San Juan Stands

Earnings vs. debt across all allied health and medical assisting services associates's programs nationally

CEM College-San JuanOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How CEM College-San Juan graduates compare to all programs nationally

CEM College-San Juan graduates earn $12k, placing them in the 5th percentile of all allied health and medical assisting services associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Allied Health and Medical Assisting Services associates's programs at peer institutions in Puerto Rico (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CEM College-San Juan$11,714$14,593$3,5000.30
Universidad Ana G. Mendez-Carolina Campus$18,554$24,580$18,5211.00
Universidad Ana G. Mendez-Cupey Campus$18,120—$11,5420.64
Universidad Ana G. Mendez-Gurabo Campus$17,746$22,339$7,0000.39
Columbia Central University-Caguas$17,115———
NUC University$16,325$20,085$9,5000.58
National Median$36,862—$19,8250.54

Other Allied Health and Medical Assisting Services Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
Universidad Ana G. Mendez-Carolina Campus
Carolina
$6,920$18,554$18,521
Universidad Ana G. Mendez-Cupey Campus
San Juan
$6,920$18,120$11,542
Universidad Ana G. Mendez-Gurabo Campus
Gurabo
$6,920$17,746$7,000
Columbia Central University-Caguas
Caguas
$7,314$17,115—
NUC University
Bayamon
$8,054$16,325$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CEM College-San Juan, approximately 90% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.