Analysis
A $25,000 debt load for chemistry training that leads to $42,600 first-year earnings—based on what comparable bachelor's programs nationally produce—suggests Central College graduates enter the workforce with manageable obligations. The debt-to-earnings ratio of 0.59 means students could reasonably pay off their loans within a few years if they pursue typical chemistry careers. However, these estimates place Central's outcomes slightly below what Iowa's flagship universities report: University of Iowa chemistry graduates earn around $44,800 their first year, while Iowa State graduates make $43,900. The gap isn't dramatic, but it's worth noting when tuition costs are similar.
Chemistry opens doors to various fields—pharmaceuticals, research, quality control, teaching—but those career paths often require graduate training for significant salary growth. At this estimated earnings level, graduates who stop at a bachelor's degree may find themselves in lab technician or quality assurance roles rather than research scientist positions. That's not inherently problematic, but parents should understand that maximizing this degree's value likely means budgeting for additional schooling down the line.
For families weighing Central College against Iowa's public universities, the small liberal arts environment may justify a modest earnings difference. But request actual placement data from the chemistry department—where recent graduates are working, how many pursue graduate school, and what professional connections the program offers—to determine whether Central's specific outcomes align with these national estimates.
Where Central College Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Iowa
Chemistry bachelors's programs at peer institutions in Iowa (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $20,988 | $42,581* | — | $24,994* | — | |
| $10,964 | $44,847* | — | $25,956* | 0.58 | |
| $10,497 | $43,870* | — | $23,250* | 0.53 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.