Median Earnings (1yr)
$39,435
16th percentile (25th in MO)
Median Debt
$22,732
13% below national median
Debt-to-Earnings
0.58
Manageable
Sample Size
118
Adequate data

Analysis

Central Methodist's business program produces concerning results, with graduates earning $39,435 in their first year—about $8,000 below Missouri's median and landing in just the 16th percentile nationally. Even within Missouri, where this program ranks in the 25th percentile, graduates trail the state median by roughly $8,200. For comparison, Missouri's flagship in Columbia produces business grads earning $56,000 initially, while even Columbia College and Lindenwood deliver nearly $48,000.

The debt picture offers some relief at $22,732, which matches the Missouri median and sits below the national average. That 0.58 debt-to-earnings ratio is manageable, and earnings do grow 18% to $46,508 by year four. However, that four-year mark still falls short of what competitors deliver right out of the gate. The robust sample size (100+ graduates) confirms these aren't statistical flukes.

For families weighing this option, understand that your child would likely start their career earning substantially less than peers from other Missouri business programs, despite similar debt loads. Unless significant merit aid or location-specific factors make Central Methodist particularly attractive, Missouri offers multiple business programs with stronger earning outcomes at comparable or lower cost. The question isn't whether graduates can manage the debt—it's whether they could earn $10,000+ more annually by choosing differently.

Where Central Methodist University-College of Liberal Arts and Sciences Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Central Methodist University-College of Liberal Arts and SciencesOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Methodist University-College of Liberal Arts and Sciences graduates compare to all programs nationally

Central Methodist University-College of Liberal Arts and Sciences graduates earn $39k, placing them in the 16th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Business/Commerce bachelors's programs at peer institutions in Missouri (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Methodist University-College of Liberal Arts and Sciences$39,435$46,508$22,7320.58
University of Missouri-Columbia$55,999$68,404$21,5000.38
University of Missouri-St Louis$48,928$54,470$21,5380.44
University of Missouri-Kansas City$48,603$53,997$21,8530.45
Columbia College$48,329$54,280$28,1000.58
Lindenwood University$47,821$56,644$31,0000.65
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Missouri-Columbia
Columbia
$14,130$55,999$21,500
University of Missouri-St Louis
Saint Louis
$13,440$48,928$21,538
University of Missouri-Kansas City
Kansas City
$11,988$48,603$21,853
Columbia College
Columbia
$24,326$48,329$28,100
Lindenwood University
Saint Charles
$21,100$47,821$31,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Methodist University-College of Liberal Arts and Sciences, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 118 graduates with reported earnings and 110 graduates with debt data. Small samples may not be representative.