Median Earnings (1yr)
$62,430
81st percentile (60th in MI)
Median Debt
$29,000
16% above national median
Debt-to-Earnings
0.46
Manageable
Sample Size
148
Adequate data

Analysis

Central Michigan's accounting program charges above-average debt ($29,000 versus $24,810 statewide) but delivers earnings that make the premium manageable. Graduates start at $62,430—outearning the national median by 16% and landing in the 81st percentile nationally. Within Michigan's competitive accounting landscape, this places graduates squarely in the middle tier, just behind Michigan State but ahead of most state programs. The debt-to-earnings ratio of 0.46 means graduates owe less than half their first-year salary, a comfortable position that most can pay down within a few years.

The 6% earnings growth to $65,971 by year four suggests steady career progression rather than explosive growth, which is typical for accounting careers that reward experience and certifications over time. With a 91% admission rate and accessible entry requirements, this program offers a realistic path into a stable profession without the competitive pressure of elite business schools. The robust sample size of 100+ graduates makes these outcomes reliable indicators rather than statistical flukes.

For families concerned about value, this is a straightforward calculation: you're paying slightly more than average for significantly above-average earning potential in a field with clear career pathways. The debt burden is meaningful but not crushing, and the starting salary provides real financial footing from day one.

Where Central Michigan University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Central Michigan UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Michigan University graduates compare to all programs nationally

Central Michigan University graduates earn $62k, placing them in the 81th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Accounting bachelors's programs at peer institutions in Michigan (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Michigan University$62,430$65,971$29,0000.46
Michigan State University$65,965$75,633$23,2500.35
Aquinas College$63,311
Albion College$62,266$27,0000.43
Walsh College$61,960$59,351$21,5870.35
Hope College$61,120$75,233$27,0000.44
National Median$53,694$25,0000.47

Other Accounting Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Michigan State University
East Lansing
$15,988$65,965$23,250
Aquinas College
Grand Rapids
$38,520$63,311
Albion College
Albion
$55,746$62,266$27,000
Walsh College
Troy
$61,960$21,587
Hope College
Holland
$40,420$61,120$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 148 graduates with reported earnings and 132 graduates with debt data. Small samples may not be representative.