Median Earnings (1yr)
$35,800
40th percentile
Median Debt
$27,000
2% above national median

Analysis

Central Michigan's social work program trails most competitors in Michigan, with first-year earnings of $35,800 landing below the state median and roughly $4,500 behind U-M Flint. That's a meaningful gap when you're starting with relatively modest entry-level pay. The debt load of $27,000 matches the state average but represents three-quarters of that first year's salary—manageable but not particularly advantageous.

The program's strength lies in trajectory rather than launch: earnings jump 31% to $46,705 by year four, suggesting graduates gain traction once established in the field. However, even with this growth, CMU graduates remain in the middle of the pack both nationally and statewide. Among Michigan's 23 social work programs, this one sits squarely at the median, performing neither notably better nor worse than state averages.

For families choosing between Michigan programs, the question becomes whether CMU's accessible admission profile (91% acceptance rate) and potential for solid earnings growth justify starting several thousand dollars behind peers at Wayne State or Eastern Michigan. The debt burden is reasonable, but the career trajectory doesn't compensate for the weaker starting position. If your child has admission options at schools like Wayne State or U-M Flint, those provide better early-career footing at similar debt levels.

Where Central Michigan University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How Central Michigan University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Central Michigan University$35,800$46,705+30%
Michigan State University$34,089$49,259+45%
Hope College$37,270$48,054+29%
Saginaw Valley State University$38,503$47,583+24%
Western Michigan University$37,205$46,946+26%

Compare to Similar Programs in Michigan

Social Work bachelors's programs at peer institutions in Michigan (23 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Michigan UniversityMount Pleasant$14,190$35,800$46,705$27,0000.75
University of Michigan-FlintFlint$14,014$40,371$46,279$38,0000.94
Wayne State UniversityDetroit$14,297$39,774$41,817$28,0120.70
Spring Arbor UniversitySpring Arbor$32,580$39,071$44,456$29,8930.77
Ferris State UniversityBig Rapids$13,630$38,870$43,864$27,5000.71
Eastern Michigan UniversityYpsilanti$15,510$38,517$43,619$31,1110.81
National Median$37,296$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.