Median Earnings (1yr)
$35,800
40th percentile (40th in MI)
Median Debt
$27,000
2% above national median
Debt-to-Earnings
0.75
Manageable
Sample Size
46
Adequate data

Analysis

Central Michigan's social work program trails most competitors in Michigan, with first-year earnings of $35,800 landing below the state median and roughly $4,500 behind U-M Flint. That's a meaningful gap when you're starting with relatively modest entry-level pay. The debt load of $27,000 matches the state average but represents three-quarters of that first year's salary—manageable but not particularly advantageous.

The program's strength lies in trajectory rather than launch: earnings jump 31% to $46,705 by year four, suggesting graduates gain traction once established in the field. However, even with this growth, CMU graduates remain in the middle of the pack both nationally and statewide. Among Michigan's 23 social work programs, this one sits squarely at the median, performing neither notably better nor worse than state averages.

For families choosing between Michigan programs, the question becomes whether CMU's accessible admission profile (91% acceptance rate) and potential for solid earnings growth justify starting several thousand dollars behind peers at Wayne State or Eastern Michigan. The debt burden is reasonable, but the career trajectory doesn't compensate for the weaker starting position. If your child has admission options at schools like Wayne State or U-M Flint, those provide better early-career footing at similar debt levels.

Where Central Michigan University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Central Michigan UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Michigan University graduates compare to all programs nationally

Central Michigan University graduates earn $36k, placing them in the 40th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Social Work bachelors's programs at peer institutions in Michigan (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Michigan University$35,800$46,705$27,0000.75
University of Michigan-Flint$40,371$46,279$38,0000.94
Wayne State University$39,774$41,817$28,0120.70
Spring Arbor University$39,071$44,456$29,8930.77
Ferris State University$38,870$43,864$27,5000.71
Eastern Michigan University$38,517$43,619$31,1110.81
National Median$37,296—$26,3620.71

Other Social Work Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Michigan-Flint
Flint
$14,014$40,371$38,000
Wayne State University
Detroit
$14,297$39,774$28,012
Spring Arbor University
Spring Arbor
$32,580$39,071$29,893
Ferris State University
Big Rapids
$13,630$38,870$27,500
Eastern Michigan University
Ypsilanti
$15,510$38,517$31,111

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 46 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.