Analysis
Central Michigan's social work program trails most competitors in Michigan, with first-year earnings of $35,800 landing below the state median and roughly $4,500 behind U-M Flint. That's a meaningful gap when you're starting with relatively modest entry-level pay. The debt load of $27,000 matches the state average but represents three-quarters of that first year's salary—manageable but not particularly advantageous.
The program's strength lies in trajectory rather than launch: earnings jump 31% to $46,705 by year four, suggesting graduates gain traction once established in the field. However, even with this growth, CMU graduates remain in the middle of the pack both nationally and statewide. Among Michigan's 23 social work programs, this one sits squarely at the median, performing neither notably better nor worse than state averages.
For families choosing between Michigan programs, the question becomes whether CMU's accessible admission profile (91% acceptance rate) and potential for solid earnings growth justify starting several thousand dollars behind peers at Wayne State or Eastern Michigan. The debt burden is reasonable, but the career trajectory doesn't compensate for the weaker starting position. If your child has admission options at schools like Wayne State or U-M Flint, those provide better early-career footing at similar debt levels.
Where Central Michigan University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Central Michigan University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Central Michigan University | $35,800 | $46,705 | +30% |
| Michigan State University | $34,089 | $49,259 | +45% |
| Hope College | $37,270 | $48,054 | +29% |
| Saginaw Valley State University | $38,503 | $47,583 | +24% |
| Western Michigan University | $37,205 | $46,946 | +26% |
Compare to Similar Programs in Michigan
Social Work bachelors's programs at peer institutions in Michigan (23 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,190 | $35,800 | $46,705 | $27,000 | 0.75 | |
| $14,014 | $40,371 | $46,279 | $38,000 | 0.94 | |
| $14,297 | $39,774 | $41,817 | $28,012 | 0.70 | |
| $32,580 | $39,071 | $44,456 | $29,893 | 0.77 | |
| $13,630 | $38,870 | $43,864 | $27,500 | 0.71 | |
| $15,510 | $38,517 | $43,619 | $31,111 | 0.81 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 46 graduates with reported earnings and 87 graduates with debt data. Small samples may not be representative.