Analysis
Oregon's community colleges typically produce stronger earnings in accounting than the national median, with programs like Chemeketa and Portland placing graduates above $40,000 in their first year. Central Oregon Community College's program appears positioned near the national baseline of $37,000, though this figure is estimated from peer programs rather than reported outcomes from Bend graduates specifically. The estimated debt load of roughly $16,000 sits below both state and national medians for associate-level accounting programs, which could offset the modest starting salary.
The debt-to-earnings ratio of 0.43 suggests a manageable burden—you're looking at borrowing less than half a year's salary, which most financial advisors would consider reasonable territory. However, the gap between this program's estimated earnings and what other Oregon community colleges report—sometimes $5,000 or more annually—deserves attention. That difference compounds over time and could reflect regional job market variations, program strength, or simply the limitations of working with estimated rather than actual data.
Given the uncertainty here, connect with Central Oregon's career services to understand local accounting job placement and whether graduates stay in Bend's market or relocate to Portland or other metro areas for better opportunities. The financial structure looks sound on paper, but confirming the real employment outcomes for recent graduates would eliminate the guesswork around whether this specific program delivers the value that comparable Oregon programs do.
Where Central Oregon Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Oregon
Accounting associates's programs at peer institutions in Oregon (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,941 | $37,001* | — | $15,979* | — | |
| $6,210 | $42,808* | $44,382 | —* | — | |
| $5,040 | $40,816* | $37,812 | $20,031* | 0.49 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Oregon Community College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.