Analysis
Based on comparable finance programs in Washington, Central Washington's estimated $17,074 in debt stands out as notably lower than both the state median of $18,418 and especially the national median of $23,332. That lighter debt load paired with estimated first-year earnings of $56,385 creates a 0.30 debt-to-earnings ratioβmeaning graduates would owe roughly three months' salary, a manageable starting point for a finance career.
The earnings estimate aligns with Washington's median for finance programs, though it trails the University of Washington campuses by about $7,000. Still, at nearly $3,000 above the national median for finance degrees, these figures suggest Washington's job market generally rewards finance graduates well. For a school with a 90% admission rate serving a substantial population of Pell-eligible students, Central Washington appears positioned in the practical middle of the state's finance education landscapeβnot commanding top-tier salaries, but delivering competitive outcomes without loading students with excessive debt.
The key limitation here is that these are estimates based on peer programs, not tracked outcomes from Central Washington itself. For a family evaluating this program, the reasonable debt burden is the clearest advantage, while the earnings potential will depend heavily on where your child lands their first job and how aggressively they pursue opportunities in Seattle or other financial centers versus staying in Central Washington.
Where Central Washington University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Washington
Finance and Financial Management Services bachelors's programs at peer institutions in Washington (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,192 | $56,385* | β | $17,074* | β | |
| $12,643 | $63,500* | $94,385 | $14,208* | 0.22 | |
| $12,817 | $63,500* | $94,385 | $14,208* | 0.22 | |
| $12,997 | $56,947* | $70,504 | $19,762* | 0.35 | |
| $54,285 | $55,823* | $70,076 | $24,000* | 0.43 | |
| $9,286 | $51,984* | $70,265 | $20,610* | 0.40 | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Washington University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in WA. Actual outcomes may vary.