Analysis
A mathematics degree from Centre College sits in an unusual position. Based on peer programs nationally, graduates might expect first-year earnings around $48,800—substantially above Kentucky's typical $31,700 for math majors. That's a meaningful premium, though with suppressed data for this specific program, it's worth noting that Centre's selective profile (54% admission rate, 1345 average SAT) may attract students with opportunities that transcend the typical Kentucky math graduate's trajectory.
The estimated $21,750 in debt aligns closely with national math program medians, producing a manageable 0.45 debt-to-earnings ratio if the national earnings pattern holds here. That's workable territory: roughly five months of gross income to cover total borrowing. The challenge is that we're triangulating from similar programs elsewhere rather than seeing Centre's actual track record. Given that even University of Kentucky reports $39,200 for math graduates—well below what comparable national programs suggest—there's legitimate uncertainty about whether Centre's outcomes will mirror the broader national pattern or reflect Kentucky's generally lower math earnings.
For a family considering this investment, the key question is whether Centre's liberal arts environment and network effects justify the unknown. The debt load is reasonable, but you're essentially betting that a selective private college in Kentucky will produce outcomes closer to national norms than state ones. If your student has specific graduate school plans or career paths where Centre's reputation opens doors, that bet may pay off. If not, you're navigating with limited visibility on what this particular program actually delivers.
Where Centre College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Kentucky
Mathematics bachelors's programs at peer institutions in Kentucky (22 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,550 | $48,772* | — | $21,750* | — | |
| $13,212 | $39,211* | $55,698 | $22,500* | 0.57 | |
| $9,838 | $24,257* | $39,949 | $24,218* | 1.00 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Centre College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.