Analysis
The estimated $54,380 in debt for this accounting bachelor's degree immediately stands out—it's more than double what graduates typically carry at other Virginia accounting programs ($25,812 median). When borrowed money exceeds first-year earnings, as the 1.02 ratio here suggests based on comparable Virginia programs, you're looking at substantial monthly payments that will likely strain an entry-level budget.
Virginia accounting graduates from peer programs typically earn around $53,318 in their first year, putting Centura's estimated outcomes in line with state norms but well behind the top performers. James Madison, Virginia Tech, and George Mason all place accounting graduates above $67,000—a meaningful $14,000+ advantage that compounds over a career. With 84% of Centura students receiving Pell grants, this debt burden hits a population that typically has fewer financial cushions.
The practical concern is whether this specific program justifies taking on twice the typical debt load for standard Virginia accounting earnings. The most affordable path into accounting—especially from a working-class background—usually involves keeping debt at or below the state's $25,812 median. If Centura is genuinely your best option for completing a bachelor's degree, understand you'll likely be managing loan payments equivalent to a car note for a decade while peers from less expensive programs enjoy significantly more financial flexibility.
Where Centura College-Chesapeake Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Virginia
Accounting bachelors's programs at peer institutions in Virginia (32 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $16,637 | $53,319* | — | $54,380* | — | |
| $64,525 | $81,625* | $101,332 | $16,750* | 0.21 | |
| $13,576 | $71,563* | $81,138 | $22,484* | 0.31 | |
| $62,600 | $71,508* | $86,270 | $20,757* | 0.29 | |
| $15,478 | $70,303* | $82,394 | $18,500* | 0.26 | |
| $13,815 | $67,291* | $80,027 | $21,500* | 0.32 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Centura College-Chesapeake, approximately 84% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 16 similar programs in VA. Actual outcomes may vary.