Median Earnings (1yr)
$27,056
19th percentile (25th in VA)
Median Debt
$23,000
65% above national median
Debt-to-Earnings
0.85
Manageable
Sample Size
32
Adequate data

Analysis

This program delivers earnings well below what Virginia students typically achieve in similar business programs. At $27,056 in the first year, graduates earn about $6,600 less than the state median and rank in just the 25th percentile among Virginia's business associate programs. The comparison to nearby options is stark: Virginia Peninsula Community College graduates in the same program earn $42,039—nearly 60% more. With $23,000 in debt, students here also face significantly higher borrowing than Virginia's $11,950 median for this degree.

The concerning part isn't just the starting salary—it's that earnings actually decline to $26,282 by year four, suggesting limited advancement opportunities. This debt-to-earnings ratio of 0.85 means graduates owe nearly a full year's salary, which becomes particularly challenging when paired with stagnant or declining income. The school serves a predominantly low-income population (84% Pell recipients), making the higher debt burden especially consequential.

For families considering this program, the math is difficult to justify. Virginia's community college system offers multiple business programs where graduates earn $10,000-$15,000 more annually with roughly half the debt. Unless location constraints make this the only accessible option, parents should strongly consider these alternatives that provide substantially better economic outcomes for the same credential.

Where Centura College-Chesapeake Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Centura College-ChesapeakeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Centura College-Chesapeake graduates compare to all programs nationally

Centura College-Chesapeake graduates earn $27k, placing them in the 19th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Business Administration, Management and Operations associates's programs at peer institutions in Virginia (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Centura College-Chesapeake$27,056$26,282$23,0000.85
Piedmont Virginia Community College$42,474$42,467$11,8520.28
Virginia Peninsula Community College$42,039$39,992$12,0000.29
Germanna Community College$40,612$48,725
Virginia Western Community College$38,214$41,915$9,3500.24
Tidewater Community College$35,919$42,789$11,9500.33
National Median$33,977$13,9800.41

Other Business Administration, Management and Operations Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Piedmont Virginia Community College
Charlottesville
$4,928$42,474$11,852
Virginia Peninsula Community College
Hampton
$4,944$42,039$12,000
Germanna Community College
Locust Grove
$5,066$40,612
Virginia Western Community College
Roanoke
$5,256$38,214$9,350
Tidewater Community College
Norfolk
$5,714$35,919$11,950

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Centura College-Chesapeake, approximately 84% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.