Business Administration, Management and Operations at Centura College-Chesapeake
Associate's Degree
Analysis
This program delivers earnings well below what Virginia students typically achieve in similar business programs. At $27,056 in the first year, graduates earn about $6,600 less than the state median and rank in just the 25th percentile among Virginia's business associate programs. The comparison to nearby options is stark: Virginia Peninsula Community College graduates in the same program earn $42,039—nearly 60% more. With $23,000 in debt, students here also face significantly higher borrowing than Virginia's $11,950 median for this degree.
The concerning part isn't just the starting salary—it's that earnings actually decline to $26,282 by year four, suggesting limited advancement opportunities. This debt-to-earnings ratio of 0.85 means graduates owe nearly a full year's salary, which becomes particularly challenging when paired with stagnant or declining income. The school serves a predominantly low-income population (84% Pell recipients), making the higher debt burden especially consequential.
For families considering this program, the math is difficult to justify. Virginia's community college system offers multiple business programs where graduates earn $10,000-$15,000 more annually with roughly half the debt. Unless location constraints make this the only accessible option, parents should strongly consider these alternatives that provide substantially better economic outcomes for the same credential.
Where Centura College-Chesapeake Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Centura College-Chesapeake graduates compare to all programs nationally
Centura College-Chesapeake graduates earn $27k, placing them in the 19th percentile of all business administration, management and operations associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Virginia
Business Administration, Management and Operations associates's programs at peer institutions in Virginia (36 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Centura College-Chesapeake | $27,056 | $26,282 | $23,000 | 0.85 |
| Piedmont Virginia Community College | $42,474 | $42,467 | $11,852 | 0.28 |
| Virginia Peninsula Community College | $42,039 | $39,992 | $12,000 | 0.29 |
| Germanna Community College | $40,612 | $48,725 | — | — |
| Virginia Western Community College | $38,214 | $41,915 | $9,350 | 0.24 |
| Tidewater Community College | $35,919 | $42,789 | $11,950 | 0.33 |
| National Median | $33,977 | — | $13,980 | 0.41 |
Other Business Administration, Management and Operations Programs in Virginia
Compare tuition, earnings, and debt across Virginia schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Piedmont Virginia Community College Charlottesville | $4,928 | $42,474 | $11,852 |
| Virginia Peninsula Community College Hampton | $4,944 | $42,039 | $12,000 |
| Germanna Community College Locust Grove | $5,066 | $40,612 | — |
| Virginia Western Community College Roanoke | $5,256 | $38,214 | $9,350 |
| Tidewater Community College Norfolk | $5,714 | $35,919 | $11,950 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Centura College-Chesapeake, approximately 84% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.