Median Earnings (1yr)
$32,056
83rd percentile (60th in CA)
Median Debt
$6,528
31% below national median
Debt-to-Earnings
0.20
Manageable
Sample Size
260
Adequate data

Analysis

CET-Oxnard delivers strong immediate outcomes at exceptionally low debt, though graduates should understand the career trajectory. Starting earnings of $32,056 place this program in the 83rd percentile nationally and 60th percentile among California's 185 allied health programs—a solid position given that debt totals just $6,528, roughly a third of the typical program cost. That low debt burden means graduates start with real financial breathing room, even if their earnings don't match the state's highest performers.

The challenge is what happens next: earnings slip to $30,321 by year four, suggesting medical assisting roles may have limited upward mobility without additional credentials. Still, at this debt level, the financial risk is minimal. A graduate earning $30,000 can realistically pay off $6,500 in debt within a year or two of aggressive repayment, compared to years of payments at most competing programs.

For families weighing this against pricier options, the math is compelling. You're getting near-median California outcomes at a fraction of the cost, which matters more than chasing the top-tier programs that cost three times as much. Just understand you're buying an entry point into healthcare, not a high-growth career track—but that entry point comes without the debt trap that plagues similar programs elsewhere.

Where CET-Oxnard Stands

Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally

CET-OxnardOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How CET-Oxnard graduates compare to all programs nationally

CET-Oxnard graduates earn $32k, placing them in the 83th percentile of all allied health and medical assisting services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Allied Health and Medical Assisting Services certificate's programs at peer institutions in California (185 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CET-Oxnard$32,056$30,321$6,5280.20
Empire College$40,838$41,628$13,2130.32
Bay Area Medical Academy$38,505$52,333$9,1390.24
Charles A Jones Career and Education Center$38,064$4,7300.12
Cabrillo College$37,279$45,575
Unitek College$34,873$31,360$8,4090.24
National Median$27,186$9,5000.35

Other Allied Health and Medical Assisting Services Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Empire College
Santa Rosa
$40,838$13,213
Bay Area Medical Academy
San Francisco
$38,505$9,139
Charles A Jones Career and Education Center
Sacramento
$38,064$4,730
Cabrillo College
Aptos
$1,270$37,279
Unitek College
South San Francisco
$34,873$8,409

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CET-Oxnard, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 260 graduates with reported earnings and 232 graduates with debt data. Small samples may not be representative.