Allied Health and Medical Assisting Services at CET-San Jose
Undergraduate Certificate or Diploma
Analysis
CET-San Jose delivers an unusual combination: strong starting salaries at a bargain price. With just $6,528 in typical debt—about one-third the state average—graduates enter medical assisting with one of the lowest debt burdens in California. That 0.20 debt-to-earnings ratio means students can realistically pay off the program cost within eight months of full-time work, a timeline almost unheard of in certificate programs. The first-year earnings of $32,056 beat 83% of similar programs nationally and outpace the California median by nearly $5,200.
The concerning detail is that earnings actually decline to $30,321 by year four, a pattern that suggests medical assisting roles may offer limited advancement without additional credentials. Still, even with this dip, graduates remain ahead of most California peers while carrying minimal debt risk. Compare this to programs like Empire College, which may start higher ($40,838) but could involve substantially more borrowing.
For families prioritizing quick entry into healthcare with minimal financial exposure, this program makes practical sense. Your child gets legitimate medical assisting training that performs well regionally, and if they decide to pursue further healthcare education later, they won't be burdened by certificate-level debt while doing so.
Where CET-San Jose Stands
Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How CET-San Jose graduates compare to all programs nationally
CET-San Jose graduates earn $32k, placing them in the 83th percentile of all allied health and medical assisting services certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Allied Health and Medical Assisting Services certificate's programs at peer institutions in California (185 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| CET-San Jose | $32,056 | $30,321 | $6,528 | 0.20 |
| Empire College | $40,838 | $41,628 | $13,213 | 0.32 |
| Bay Area Medical Academy | $38,505 | $52,333 | $9,139 | 0.24 |
| Charles A Jones Career and Education Center | $38,064 | — | $4,730 | 0.12 |
| Cabrillo College | $37,279 | $45,575 | — | — |
| Unitek College | $34,873 | $31,360 | $8,409 | 0.24 |
| National Median | $27,186 | — | $9,500 | 0.35 |
Other Allied Health and Medical Assisting Services Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Empire College Santa Rosa | — | $40,838 | $13,213 |
| Bay Area Medical Academy San Francisco | — | $38,505 | $9,139 |
| Charles A Jones Career and Education Center Sacramento | — | $38,064 | $4,730 |
| Cabrillo College Aptos | $1,270 | $37,279 | — |
| Unitek College South San Francisco | — | $34,873 | $8,409 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CET-San Jose, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 260 graduates with reported earnings and 232 graduates with debt data. Small samples may not be representative.