Median Earnings (1yr)
$23,009
38th percentile (40th in CA)
Median Debt
$5,894
38% below national median
Debt-to-Earnings
0.26
Manageable
Sample Size
89
Adequate data

Analysis

CET-Santa Maria graduates earn $23,009 in their first year—about $2,600 below both California's median and the national average for business operations programs. Among California's 149 schools offering this certificate, that places graduates in the 40th percentile, meaning roughly 60% of comparable programs produce better initial earnings. The gap is significant: top programs in the state like Central Coast College report first-year earnings near $34,000, nearly 50% higher.

The positive news is the debt burden. At $5,894, graduates owe roughly half what students typically borrow for these certificates nationally ($9,500). The debt-to-earnings ratio of 0.26 means students face about three months of income in debt—manageable by any standard. Earnings also improve to $26,671 by year four, a 16% increase that narrows the gap with state medians. For students who need minimal debt and can accept below-average starting salaries, this works as an entry point to business support roles.

The real question is opportunity cost. With 149 programs across California, families should ask whether accepting 40th-percentile earnings makes sense when stronger alternatives exist nearby. This certificate gets you working quickly without crushing debt, but it's not the most competitive credential in a crowded field. If location flexibility exists, compare carefully against programs posting $27,000+ first-year outcomes.

Where CET-Santa Maria Stands

Earnings vs. debt across all business operations support and assistant services certificate's programs nationally

CET-Santa MariaOther business operations support and assistant services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How CET-Santa Maria graduates compare to all programs nationally

CET-Santa Maria graduates earn $23k, placing them in the 38th percentile of all business operations support and assistant services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Business Operations Support and Assistant Services certificate's programs at peer institutions in California (149 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CET-Santa Maria$23,009$26,671$5,8940.26
Central Coast College$34,301$40,657——
Milan Institute-Visalia$27,868$31,742$7,4990.27
San Joaquin Valley College-Visalia$27,731$29,398$9,5000.34
San Joaquin Valley College-Bakersfield$27,731$29,398$9,5000.34
San Joaquin Valley College-Fresno$27,731$29,398$9,5000.34
National Median$25,094—$9,5000.38

Other Business Operations Support and Assistant Services Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Central Coast College
Salinas
—$34,301—
Milan Institute-Visalia
Visalia
—$27,868$7,499
San Joaquin Valley College-Visalia
Visalia
—$27,731$9,500
San Joaquin Valley College-Bakersfield
Bakersfield
—$27,731$9,500
San Joaquin Valley College-Fresno
Fresno
—$27,731$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CET-Santa Maria, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 89 graduates with reported earnings and 49 graduates with debt data. Small samples may not be representative.