Allied Health and Medical Assisting Services at CET-Watsonville
Undergraduate Certificate or Diploma
Analysis
CET-Watsonville manages to outperform 83% of allied health programs nationally while keeping debt remarkably low—graduates carry just $6,528, less than half the $9,500 national median. Among California's 185 programs, this places in the 60th percentile for earnings, which means students are doing better than most in-state alternatives while paying significantly less to get there. The debt-to-earnings ratio of 0.20 is exceptional in healthcare training, where students often accumulate far more debt for similar outcomes.
The earnings picture does show a slight dip from year one to year four, dropping about $1,700. This isn't unusual in medical assisting, where entry-level positions sometimes offer limited advancement without additional certifications. Still, starting at $32,056 beats both the state and national medians by roughly $5,000—a meaningful difference that compounds year after year.
For families focused on immediate workforce entry without financial burden, this program delivers. You're getting above-average earning potential in California's competitive healthcare market while avoiding the debt trap that plagues many certificate programs. The low cost means your child can actually build savings early in their career rather than spending years paying down loans.
Where CET-Watsonville Stands
Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How CET-Watsonville graduates compare to all programs nationally
CET-Watsonville graduates earn $32k, placing them in the 83th percentile of all allied health and medical assisting services certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Allied Health and Medical Assisting Services certificate's programs at peer institutions in California (185 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| CET-Watsonville | $32,056 | $30,321 | $6,528 | 0.20 |
| Empire College | $40,838 | $41,628 | $13,213 | 0.32 |
| Bay Area Medical Academy | $38,505 | $52,333 | $9,139 | 0.24 |
| Charles A Jones Career and Education Center | $38,064 | — | $4,730 | 0.12 |
| Cabrillo College | $37,279 | $45,575 | — | — |
| Unitek College | $34,873 | $31,360 | $8,409 | 0.24 |
| National Median | $27,186 | — | $9,500 | 0.35 |
Other Allied Health and Medical Assisting Services Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Empire College Santa Rosa | — | $40,838 | $13,213 |
| Bay Area Medical Academy San Francisco | — | $38,505 | $9,139 |
| Charles A Jones Career and Education Center Sacramento | — | $38,064 | $4,730 |
| Cabrillo College Aptos | $1,270 | $37,279 | — |
| Unitek College South San Francisco | — | $34,873 | $8,409 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CET-Watsonville, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 260 graduates with reported earnings and 232 graduates with debt data. Small samples may not be representative.