Analysis
Chadron State graduates with this business degree enter the workforce earning about $4,000 less than their peers at other Nebraska schools—landing in the 40th percentile statewide. While that puts them roughly $7,000 behind graduates from Bellevue or Doane, they're also carrying $1,000 less debt than the state median. The 0.57 debt-to-earnings ratio is reasonable, meaning a graduate earning $43,000 owes roughly half that amount—manageable but not exceptional.
The trajectory shows solid 17% earnings growth over four years, reaching just over $50,000, which suggests graduates find their footing in the job market. However, even by year four they're still earning less than first-year graduates from Nebraska's top business programs. For a student committed to staying in the Chadron area or prioritizing lower debt, this makes sense. For those with access to programs in Omaha or Lincoln, the $7,000+ annual earnings difference compounds significantly over a career.
The value calculation here is straightforward: you're getting Nebraska's lower-cost business education option, but you're also getting its lower-earning outcomes. If the alternative is attending a pricier private school while taking on substantially more debt, Chadron's offer holds up. If your student can access University of Nebraska campuses at similar cost, those programs deliver meaningfully better returns.
Where Chadron State College Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How Chadron State College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Chadron State College | $43,124 | $50,314 | +17% |
| Creighton University | $47,427 | $70,387 | +48% |
| Bellevue University | $60,931 | $69,568 | +14% |
| University of Nebraska at Kearney | $48,861 | $60,599 | +24% |
| Union Adventist University | $44,045 | $58,921 | +34% |
Compare to Similar Programs in Nebraska
Business Administration, Management and Operations bachelors's programs at peer institutions in Nebraska (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,078 | $43,124 | $50,314 | $24,791 | 0.57 | |
| $8,886 | $60,931 | $69,568 | $28,380 | 0.47 | |
| $40,491 | $50,856 | $50,934 | $26,991 | 0.53 | |
| $8,370 | $50,069 | $56,456 | $20,500 | 0.41 | |
| $8,302 | $48,861 | $60,599 | $20,199 | 0.41 | |
| $10,108 | $47,663 | $55,234 | $22,500 | 0.47 | |
| National Median | — | $45,703 | — | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chadron State College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 116 graduates with reported earnings and 124 graduates with debt data. Small samples may not be representative.