Est. Earnings (1yr)
$35,218
Est. from NE median (8 programs)
Median Debt
$24,455
4% below national median

Analysis

Nebraska's 16 psychology programs show wide variation in outcomes, and Chadron State's position in that landscape depends heavily on career trajectory after graduation. Similar programs across the state suggest first-year earnings around $35,200, placing this degree right at Nebraska's median for the fieldβ€”though notably above the national benchmark of $31,500 for psychology bachelor's programs.

The $24,500 in debt sits slightly below both state and national averages, which matters when you're entering a field known for modest starting salaries. By year four, earnings climb to $41,100, representing a 17% increase that suggests reasonably steady career progression. That debt-to-earnings ratio of 0.69 is manageable compared to many bachelor's programs, meaning graduates could realistically pay down their loans within a few years if they maintain steady employment. For context, top psychology programs in Nebraska like Concordia ($39,900 first-year earnings) show what's possible, but those outcomes vary significantly based on whether graduates pursue clinical work, social services, business applications, or graduate school.

The practical question is whether this degree serves as a launching pad or a destination. Psychology bachelor's holders often need additional credentials for higher-paying roles, so the moderate debt load at Chadron State could be an advantage if your student plans for graduate school. If they're entering the workforce directly, expect entry-level salaries that require careful budgeting but shouldn't create crushing debt burden.

Where Chadron State College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Chadron State Collegeβ€”$41,123β€”
University of Nebraska-Lincoln$33,034$45,176+37%
University of Nebraska at Kearney$34,055$44,525+31%
Peru State College$32,542$44,483+37%
Nebraska Wesleyan University$35,540$40,348+14%

Compare to Similar Programs in Nebraska

Psychology bachelors's programs at peer institutions in Nebraska (16 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median DebtDebt/Earnings
Chadron State CollegeChadron$8,078$35,218*$41,123$24,455β€”
Concordia University-NebraskaSeward$39,330$39,883*$37,301$27,0000.68
Bellevue UniversityBellevue$8,886$38,928*β€”$28,8330.74
University of Nebraska at OmahaOmaha$8,370$36,094*$40,143$21,7830.60
Nebraska Wesleyan UniversityLincoln$41,658$35,540*$40,348$27,0000.76
Doane UniversityCrete$40,491$34,896*$36,610$27,0000.77
National Medianβ€”$31,482*β€”$25,5000.81
* Estimated from similar programs

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chadron State College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in NE. Actual outcomes may vary.