Analysis
Nebraska's 16 psychology programs show wide variation in outcomes, and Chadron State's position in that landscape depends heavily on career trajectory after graduation. Similar programs across the state suggest first-year earnings around $35,200, placing this degree right at Nebraska's median for the fieldβthough notably above the national benchmark of $31,500 for psychology bachelor's programs.
The $24,500 in debt sits slightly below both state and national averages, which matters when you're entering a field known for modest starting salaries. By year four, earnings climb to $41,100, representing a 17% increase that suggests reasonably steady career progression. That debt-to-earnings ratio of 0.69 is manageable compared to many bachelor's programs, meaning graduates could realistically pay down their loans within a few years if they maintain steady employment. For context, top psychology programs in Nebraska like Concordia ($39,900 first-year earnings) show what's possible, but those outcomes vary significantly based on whether graduates pursue clinical work, social services, business applications, or graduate school.
The practical question is whether this degree serves as a launching pad or a destination. Psychology bachelor's holders often need additional credentials for higher-paying roles, so the moderate debt load at Chadron State could be an advantage if your student plans for graduate school. If they're entering the workforce directly, expect entry-level salaries that require careful budgeting but shouldn't create crushing debt burden.
Where Chadron State College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Chadron State College | β | $41,123 | β |
| University of Nebraska-Lincoln | $33,034 | $45,176 | +37% |
| University of Nebraska at Kearney | $34,055 | $44,525 | +31% |
| Peru State College | $32,542 | $44,483 | +37% |
| Nebraska Wesleyan University | $35,540 | $40,348 | +14% |
Compare to Similar Programs in Nebraska
Psychology bachelors's programs at peer institutions in Nebraska (16 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,078 | $35,218* | $41,123 | $24,455 | β | |
| $39,330 | $39,883* | $37,301 | $27,000 | 0.68 | |
| $8,886 | $38,928* | β | $28,833 | 0.74 | |
| $8,370 | $36,094* | $40,143 | $21,783 | 0.60 | |
| $41,658 | $35,540* | $40,348 | $27,000 | 0.76 | |
| $40,491 | $34,896* | $36,610 | $27,000 | 0.77 | |
| National Median | β | $31,482* | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chadron State College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in NE. Actual outcomes may vary.