Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
An estimated $26,000 in debt for an associate's degree in accounting raises immediate concerns when first-year earnings from comparable programs sit around $37,000. That debt load is significantly higher than the national median of $19,354 for similar programs—putting you about $7,000 deeper in debt than the typical accounting associate's graduate elsewhere. The debt-to-earnings ratio of 0.71 means nearly three-quarters of a year's salary would go toward loan payoff, a tighter squeeze than most families would hope for from a two-year program.
Accounting programs generally offer solid job prospects, but the value proposition here hinges on factors we can't verify with estimated data. Vermont has only two schools offering this credential, which might explain the premium pricing, but it doesn't necessarily justify it. The real question is whether Champlain's specific connections to Burlington-area employers or curriculum advantages justify that extra debt—information you'd need to extract directly from the school.
Before committing, get concrete answers: What percentage of their accounting graduates land jobs within six months? What are their actual starting salaries in Vermont's limited market? Given the debt estimate exceeds national norms while earnings align with them, you need evidence that this particular program delivers outcomes better than what these peer-based estimates suggest.
Where Champlain College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $45,550 | $37,001* | — | $26,291* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Champlain College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.