Analysis
Is a chemistry degree worth $25,000 in debt when the field typically pays around $43,000 in the first year? Based on peer programs nationally, that's the equation facing Charleston Southern graduates. The debt-to-earnings ratio of 0.59 suggests manageable repayment—you'd owe roughly 60 cents for every dollar earned initially—though chemistry majors often need graduate degrees to access higher-paying research or pharmaceutical roles, which could mean additional borrowing down the road.
What makes this picture more complex is that Charleston Southern's estimated outcomes align closely with what similar chemistry programs produce nationally, but South Carolina's chemistry market appears softer than the national picture. Programs across the state report median earnings around $39,000, with even flagship schools like USC and College of Charleston seeing first-year graduates in that range. If your child plans to stay in South Carolina after graduation, the gap between estimated debt and likely earnings narrows considerably.
The practical question is whether this bachelor's degree is a stepping stone or an endpoint. For students headed to graduate school or professional programs where chemistry serves as a foundation, the debt load seems reasonable. For those planning to enter the workforce immediately—particularly in South Carolina—the estimated $43,000 starting point may prove optimistic, and the return on investment becomes less certain without actual placement data from this specific program.
Where Charleston Southern University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in South Carolina
Chemistry bachelors's programs at peer institutions in South Carolina (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,030 | $42,581* | — | $24,994* | — | |
| $12,978 | $39,208* | $32,994 | $27,000* | 0.69 | |
| $12,688 | $39,018* | $55,534 | $25,046* | 0.64 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Charleston Southern University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.