Median Earnings (1yr)
$37,634
16th percentile
40th percentile in North Carolina
Median Debt
$28,712
10% above national median

Analysis

Chowan's business program sits squarely in the middle of North Carolina's offerings—40th percentile statewide—but that middle ground comes with concerning numbers. Graduates earn $37,634 in their first year, about $5,700 below the state median and nearly $8,000 below the national average for business degrees. More troubling, earnings actually decline to $35,934 by year four, a pattern that suggests limited career advancement despite accumulating $28,712 in debt.

The debt load itself isn't extreme at 76% of first-year earnings, but paired with stagnant income, it becomes harder to justify. A graduate from NC State or UNC-Chapel Hill earns $20,000-$48,000 more annually—enough to offset any tuition premium within a few years. Even mid-tier programs like University of Mount Olive deliver significantly stronger outcomes. Chowan serves a predominantly Pell-eligible student body (61%), which makes affordability critical, yet these graduates face years of loan payments without the salary growth typically expected from a business degree.

If your child is considering Chowan, treat the $28,712 in projected debt as the true price tag—one that buys below-average earning power in a state with much stronger options. Unless there are compelling personal reasons to attend (location, family circumstances, guaranteed transfer pathway), explore other NC business programs where graduates see both higher starting salaries and actual income growth over time.

Where Chowan University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Chowan University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Chowan University$37,634$35,934-5%
University of North Carolina at Chapel Hill$85,618$105,246+23%
North Carolina State University at Raleigh$56,877$69,742+23%
Queens University of Charlotte$54,032$64,491+19%
University of North Carolina Wilmington$48,369$63,879+32%

Compare to Similar Programs in North Carolina

Business Administration, Management and Operations bachelors's programs at peer institutions in North Carolina (52 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Chowan UniversityMurfreesboro$27,110$37,634$35,934$28,7120.76
University of North Carolina at Chapel HillChapel Hill$8,989$85,618$105,246$14,3390.17
North Carolina State University at RaleighRaleigh$8,895$56,877$69,742$20,0000.35
Queens University of CharlotteCharlotte$43,285$54,032$64,491$23,2500.43
Meredith CollegeRaleigh$43,936$48,955$52,241$23,5000.48
University of Mount OliveMount Olive$25,950$48,751$50,645$35,5000.73
National Median$45,703$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chowan University, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 44 graduates with reported earnings and 48 graduates with debt data. Small samples may not be representative.