Business Administration, Management and Operations at Cincinnati State Technical and Community College

Cincinnati State's business management associate degree punches well above its weight class nationally, landing graduates in the 95th percentile for earnings—significantly ahead of the typical $34,000 that similar programs deliver. That $45,389 first-year median puts this program within striking distance of Ohio's top performers, including programs at University of Cincinnati's campuses. The $16,689 in median debt sits right at Ohio's state average and below what many comparable programs charge, creating a debt-to-earnings ratio that many bachelor's programs would envy.

Within Ohio, the picture is more competitive—this ranks at the 60th percentile statewide, meaning there are stronger options if you're solely focused on maximizing earnings in-state. Still, Cincinnati State holds its own against schools like Sinclair Community College while keeping debt manageable. The modest 4% earnings growth to year four suggests graduates quickly reach their earning potential rather than building toward higher-paying roles, which is typical for associate-level business credentials that emphasize immediate workplace readiness.

For families seeking an affordable entry point into business careers without the burden of four-year tuition, this program delivers solid returns. The earnings advantage over typical business associate degrees is substantial enough to offset concerns about limited long-term growth, especially for students who plan to work while potentially pursuing further education later.