Median Earnings (1yr)
$44,944
95th percentile (60th in OH)
Median Debt
$16,125
15% above national median
Debt-to-Earnings
0.36
Manageable
Sample Size
88
Adequate data

Analysis

UC-Clermont's associate program in business management puts graduates ahead of 95% of similar programs nationally, with first-year earnings of $44,944—more than $11,000 above the national median for this degree. The debt load of $16,125 translates to a comfortable 0.36 ratio to first-year earnings, meaning graduates typically earn nearly three times what they owe. This positions UC-Clermont alongside the state's strongest community college business programs, matching the earnings at Cincinnati State and the main UC campus.

The challenge is what happens after year one. Earnings drop to $39,755 by year four, an 11% decline that's unusual for business graduates who typically see steady income growth early in their careers. Within Ohio, this program lands solidly in the middle pack—60th percentile—suggesting the strong initial placement may reflect regional employer relationships that don't necessarily translate to long-term advancement. Still, even at the four-year mark, graduates earn $6,600 more than the national median for this degree.

For families seeking an affordable entry into business careers, this program delivers strong immediate returns at a reasonable price. The concerning earnings trajectory suggests graduates may need to be strategic about moving between employers or pursuing additional credentials to maintain earning power, but the initial placement gives them a solid foundation to work from.

Where University of Cincinnati-Clermont College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

University of Cincinnati-Clermont CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Cincinnati-Clermont College graduates compare to all programs nationally

University of Cincinnati-Clermont College graduates earn $45k, placing them in the 95th percentile of all business administration, management and operations associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Business Administration, Management and Operations associates's programs at peer institutions in Ohio (62 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Cincinnati-Clermont College$44,944$39,755$16,1250.36
Ohio Christian University$47,611$32,435$22,9500.48
Sinclair Community College$45,758$48,040$13,9800.31
Cincinnati State Technical and Community College$45,389$47,213$16,6890.37
University of Cincinnati-Main Campus$44,944$39,755$16,1250.36
University of Cincinnati-Blue Ash College$44,944$39,755$16,1250.36
National Median$33,977—$13,9800.41

Other Business Administration, Management and Operations Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ohio Christian University
Circleville
$23,700$47,611$22,950
Sinclair Community College
Dayton
$3,435$45,758$13,980
Cincinnati State Technical and Community College
Cincinnati
$5,400$45,389$16,689
University of Cincinnati-Main Campus
Cincinnati
$13,570$44,944$16,125
University of Cincinnati-Blue Ash College
Blue Ash
$6,992$44,944$16,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Clermont College, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 88 graduates with reported earnings and 222 graduates with debt data. Small samples may not be representative.