Median Earnings (1yr)
$27,280
18th percentile (40th in SC)
Median Debt
$33,000
29% above national median
Debt-to-Earnings
1.21
Elevated
Sample Size
61
Adequate data

Analysis

Claflin's psychology graduates start at $27,280—substantially below the national median of $31,482 and in the 18th percentile nationally. That said, within South Carolina's context, they're near the middle of the pack at the 40th percentile, suggesting the challenge here is partly regional. The program's early earnings trail top state performers like Charleston Southern ($35,364) by nearly $8,000 annually, though it beats several other SC schools.

The financial picture requires careful consideration. At $33,000 in debt—significantly above both state and national medians—graduates face a debt-to-earnings ratio of 1.21, meaning they owe more than they'll earn in their first year. The positive signal is 27% earnings growth by year four, reaching $34,502, which brings graduates closer to competitive territory. For a campus where 73% of students receive Pell grants, this debt burden represents a serious first-few-years challenge, even if longer-term prospects stabilize.

For families investing in psychology here, understand you're accepting below-average starting pay combined with above-average debt. If your child is committed to psychology and Claflin offers strong community or cultural fit, ensure they have financial support for those lean early years or a clear graduate school path that justifies the initial investment. The earnings trajectory improves, but the starting point is tough.

Where Claflin University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Claflin UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Claflin University graduates compare to all programs nationally

Claflin University graduates earn $27k, placing them in the 18th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in South Carolina

Psychology bachelors's programs at peer institutions in South Carolina (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Claflin University$27,280$34,502$33,0001.21
Charleston Southern University$35,364$37,652$27,0000.76
Wofford College$34,429—$25,7630.75
North Greenville University$34,044$32,086$23,2500.68
Clemson University$32,146$46,792$22,6870.71
University of South Carolina Aiken$31,121$38,907$27,0000.87
National Median$31,482—$25,5000.81

Other Psychology Programs in South Carolina

Compare tuition, earnings, and debt across South Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Charleston Southern University
Charleston
$31,030$35,364$27,000
Wofford College
Spartanburg
$54,100$34,429$25,763
North Greenville University
Tigerville
$24,650$34,044$23,250
Clemson University
Clemson
$15,554$32,146$22,687
University of South Carolina Aiken
Aiken
$10,760$31,121$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Claflin University, approximately 73% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 91 graduates with debt data. Small samples may not be representative.