Analysis
Based on peer programs across Massachusetts, a social work degree typically produces first-year earnings around $40,000—solidly above the national median for this field but behind several state university options. Clark's estimated $27,000 debt load aligns with what's typical statewide, creating a manageable first-year debt-to-earnings ratio of 0.67. However, Salem State and UMass-Boston graduates earn roughly $5,000 more annually right out of the gate, which matters considerably when you're starting at a social worker's salary.
The challenge with social work degrees anywhere is that the career path often requires a master's degree for clinical licensing and higher earnings, meaning this bachelor's is likely an intermediate step rather than the final credential. At a selective private institution like Clark, your child gains smaller classes and potentially stronger advising networks, but these advantages come at the same debt cost as state schools while producing comparable starting salaries based on available data. The 21% Pell grant rate suggests Clark serves a relatively affluent student body, which could mean helpful professional connections but perhaps less financial aid flexibility.
If your child is committed to social work and planning for graduate school, starting at a state university with lower debt makes mathematical sense. Clark could be worth the investment if its research opportunities or graduate school placement record demonstrably outperform the alternatives—data worth requesting directly from the admissions office given the estimated nature of these figures.
Where Clark University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Social Work bachelors's programs at peer institutions in Massachusetts (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $55,160 | $40,161* | — | $27,000* | — | |
| $11,978 | $45,450* | $41,045 | $27,000* | 0.59 | |
| $15,496 | $45,227* | $47,217 | $27,947* | 0.62 | |
| $11,389 | $41,187* | $45,628 | $27,000* | 0.66 | |
| $42,061 | $40,161* | $48,462 | $31,682* | 0.79 | |
| $11,882 | $38,596* | $48,979 | $27,000* | 0.70 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Clark University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MA. Actual outcomes may vary.