Business/Commerce at Clayton State University
Bachelor's Degree
Analysis
Clayton State's business degree graduates earn substantially less than peers across Georgia and the nation while carrying significantly above-average debt. At $33,735 in the first year, earnings fall below the Georgia median by $7,700 and rank in just the 5th percentile nationally—meaning 95% of business programs produce better-earning graduates. The $41,146 debt burden creates an immediate financial strain, with graduates owing more than their entire first year's salary.
The 37% earnings growth to $46,359 by year four shows meaningful career progression, but even at that point graduates remain well below the state median. Among Georgia's 19 business programs, this ranks only in the 25th percentile despite serving a predominantly Pell-eligible student body (52%) that likely needs stronger employment outcomes. Top state options like University of Georgia ($60,895) and Augusta University ($60,541) demonstrate that Georgia students have access to programs delivering far better returns.
For families considering this program, the math is challenging: a debt load exceeding first-year earnings combined with below-average starting salaries creates a difficult repayment scenario. Unless your child has compelling reasons to attend Clayton State specifically—like geographic constraints or transfer credits—exploring other Georgia business programs would likely provide better economic outcomes for a similar or lower debt burden.
Where Clayton State University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Clayton State University graduates compare to all programs nationally
Clayton State University graduates earn $34k, placing them in the 5th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Georgia
Business/Commerce bachelors's programs at peer institutions in Georgia (19 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Clayton State University | $33,735 | $46,359 | $41,146 | 1.22 |
| University of Georgia | $60,895 | — | $25,092 | 0.41 |
| Augusta University | $60,541 | — | $18,531 | 0.31 |
| DeVry University-Georgia | $57,020 | $56,664 | $47,236 | 0.83 |
| Strayer University-Georgia | $55,431 | $59,763 | $56,517 | 1.02 |
| Mercer University | $52,819 | $66,047 | $51,452 | 0.97 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Georgia
Compare tuition, earnings, and debt across Georgia schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Georgia Athens | $11,180 | $60,895 | $25,092 |
| Augusta University Augusta | $8,122 | $60,541 | $18,531 |
| DeVry University-Georgia Decatur | $17,488 | $57,020 | $47,236 |
| Strayer University-Georgia Chamblee | $13,920 | $55,431 | $56,517 |
| Mercer University Macon | $40,890 | $52,819 | $51,452 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Clayton State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.