Analysis
A debt-to-earnings ratio of 0.39 represents a reasonable financial starting point for this degree, but the numbers themselves—based on six similar programs across Michigan—tell a more nuanced story. At $63,723, first-year earnings align with both the state and national medians for this field, while the estimated $24,840 in debt sits just below typical borrowing levels. For a family evaluating Cleary against Michigan's larger public institutions, it's worth noting that graduates from Oakland University and Michigan State see approximately $6,000 more in first-year earnings, though whether that gap persists over time remains unclear without longitudinal data for this specific program.
The competitive positioning matters here. Management sciences degrees prepare students for operational analysis, project management, and data-driven decision-making roles—skills with genuine market demand. The field typically offers steady employment rather than dramatic salary growth, meaning that initial earning power and manageable debt are the key variables. With only 27% of Cleary students on Pell grants, the institution serves a different demographic than many regional publics, which may influence both the student experience and career networking opportunities.
Your decision hinges on comparing Cleary's actual cost after aid against alternatives. If net price significantly undercuts the larger universities producing $66,000-$69,000 starting salaries, the estimated financial outcomes make this viable. If costs are comparable, the lack of program-specific data and the earnings gap with peer schools should prompt serious questions about whether you're getting equivalent preparation.
Where Cleary University Stands
Earnings vs. debt across all management sciences and quantitative methods bachelors's programs nationally
Compare to Similar Programs in Michigan
Management Sciences and Quantitative Methods bachelors's programs at peer institutions in Michigan (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,842 | $63,723* | — | $24,840* | — | |
| $14,694 | $69,446* | — | —* | — | |
| $15,988 | $69,443* | $74,432 | $23,250* | 0.33 | |
| $14,190 | $66,149* | $75,013 | $24,250* | 0.37 | |
| $14,944 | $61,297* | — | $25,500* | 0.42 | |
| $33,000 | $54,298* | — | —* | — | |
| National Median | — | $62,069* | — | $23,250* | 0.37 |
Career Paths
Occupations commonly associated with management sciences and quantitative methods graduates
Actuaries
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Statisticians
Biostatisticians
Financial Risk Specialists
Management Analysts
Operations Research Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cleary University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in MI. Actual outcomes may vary.