Analysis
A debt-to-earnings ratio of 0.49 positions this physics bachelor's reasonably within manageable territory—if the estimates hold. Drawing from national medians across 75 similar programs, first-year earnings around $47,670 paired with $23,424 in debt means graduates would dedicate roughly half their initial salary to loan principal, translating to monthly payments that shouldn't overwhelm an entry-level budget. Physics degrees typically open doors to lab work, data analysis roles, and graduate school pathways, though the field rewards those who pursue additional credentials most generously.
The challenge here is uncertainty. With 790 physics programs nationally but data suppression at Coastal Carolina due to small graduate cohorts, you're making this decision without knowing how *this specific program's* alumni actually fare in the job market. The broad national benchmarks tell you what's typical for physics degrees generally, but they can't account for Coastal Carolina's particular mix of curriculum rigor, research opportunities, employer connections, or whether grads tend toward graduate school versus immediate employment. That 80% admission rate and modest SAT average suggest a less competitive peer environment than flagship research universities, which might influence networking and recruitment dynamics.
For parents comfortable with educated guesswork, these estimates suggest a workable investment—physics remains a STEM credential with reasonable returns. But if your child is considering this path, visiting campus to assess lab facilities, talking to current students about internship placements, and understanding faculty research activity becomes essential when hard outcome data isn't available to do that due diligence for you.
Where Coastal Carolina University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,640 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Coastal Carolina University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.