Analysis
Coker's psychology program places graduates in a difficult financial position, with first-year earnings of $25,870 falling nearly $6,000 below the state median and ranking in just the 5th percentile nationally. While the 40th percentile state ranking sounds more reasonable, that's misleading—South Carolina's psychology programs already lag behind national benchmarks, so performing below average within SC is particularly problematic. Graduates earn roughly $8,500 less than peers from top SC programs like Charleston Southern or Wofford.
The $31,933 debt load compounds the challenge, creating a debt-to-earnings ratio of 1.23 that means graduates owe more than they'll earn in their first year. Though earnings grow 17% over four years to $30,331, that's still barely approaching what graduates from better programs earn immediately. For context, this debt level ranks in the 5th percentile nationally—meaning 95% of psychology programs leave students with less debt.
These numbers come from a small sample size, which limits reliability, but the pattern is concerning enough to warrant serious consideration of alternatives. With nearly 30 psychology programs in South Carolina alone, parents should examine why this program's outcomes trail so far behind accessible options like USC Aiken or Clemson, where graduates start $5,000-$6,000 higher and likely carry comparable or lower debt given Coker's 97% admission rate.
Where Coker University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Coker University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Coker University | $25,870 | $30,331 | +17% |
| Clemson University | $32,146 | $46,792 | +46% |
| College of Charleston | $29,339 | $43,319 | +48% |
| University of South Carolina Beaufort | $25,523 | $42,239 | +65% |
| Presbyterian College | $23,510 | $42,022 | +79% |
Compare to Similar Programs in South Carolina
Psychology bachelors's programs at peer institutions in South Carolina (29 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $31,854 | $25,870 | $30,331 | $31,933 | 1.23 | |
| $31,030 | $35,364 | $37,652 | $27,000 | 0.76 | |
| $54,100 | $34,429 | — | $25,763 | 0.75 | |
| $24,650 | $34,044 | $32,086 | $23,250 | 0.68 | |
| $15,554 | $32,146 | $46,792 | $22,687 | 0.71 | |
| $10,760 | $31,121 | $38,907 | $27,000 | 0.87 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Coker University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.