Median Earnings (1yr)
$25,870
5th percentile (40th in SC)
Median Debt
$31,933
25% above national median
Debt-to-Earnings
1.23
Elevated
Sample Size
28
Limited data

Analysis

Coker's psychology program places graduates in a difficult financial position, with first-year earnings of $25,870 falling nearly $6,000 below the state median and ranking in just the 5th percentile nationally. While the 40th percentile state ranking sounds more reasonable, that's misleading—South Carolina's psychology programs already lag behind national benchmarks, so performing below average within SC is particularly problematic. Graduates earn roughly $8,500 less than peers from top SC programs like Charleston Southern or Wofford.

The $31,933 debt load compounds the challenge, creating a debt-to-earnings ratio of 1.23 that means graduates owe more than they'll earn in their first year. Though earnings grow 17% over four years to $30,331, that's still barely approaching what graduates from better programs earn immediately. For context, this debt level ranks in the 5th percentile nationally—meaning 95% of psychology programs leave students with less debt.

These numbers come from a small sample size, which limits reliability, but the pattern is concerning enough to warrant serious consideration of alternatives. With nearly 30 psychology programs in South Carolina alone, parents should examine why this program's outcomes trail so far behind accessible options like USC Aiken or Clemson, where graduates start $5,000-$6,000 higher and likely carry comparable or lower debt given Coker's 97% admission rate.

Where Coker University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Coker UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Coker University graduates compare to all programs nationally

Coker University graduates earn $26k, placing them in the 5th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in South Carolina

Psychology bachelors's programs at peer institutions in South Carolina (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Coker University$25,870$30,331$31,9331.23
Charleston Southern University$35,364$37,652$27,0000.76
Wofford College$34,429—$25,7630.75
North Greenville University$34,044$32,086$23,2500.68
Clemson University$32,146$46,792$22,6870.71
University of South Carolina Aiken$31,121$38,907$27,0000.87
National Median$31,482—$25,5000.81

Other Psychology Programs in South Carolina

Compare tuition, earnings, and debt across South Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Charleston Southern University
Charleston
$31,030$35,364$27,000
Wofford College
Spartanburg
$54,100$34,429$25,763
North Greenville University
Tigerville
$24,650$34,044$23,250
Clemson University
Clemson
$15,554$32,146$22,687
University of South Carolina Aiken
Aiken
$10,760$31,121$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Coker University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.