Median Earnings (1yr)
$20,720
81st percentile
60th percentile in Massachusetts
Median Debt
$10,667
8% above national median

Analysis

COLLECTIV Academy-Worcester punches above its weight in Massachusetts cosmetology training. While its first-year earnings of $20,720 trail the state's top performer by about $5,500, graduates land solidly above the state median and rank in the 81st percentile nationally—meaning they out-earn graduates from roughly four out of five cosmetology programs across the country. The $10,667 in debt is manageable given the income trajectory, though it runs slightly higher than Massachusetts's median of $8,740.

What makes this program particularly noteworthy is the earnings growth: graduates see a 30% income increase by year four, reaching $26,886. That's unusual in cosmetology, where earnings often plateau early. This suggests COLLECTIV's training translates into skills that command higher pay as graduates build their client base and expertise. The school serves a substantial population of Pell grant recipients (47%), making this upward mobility especially meaningful.

For families weighing trade school options in Massachusetts, COLLECTIV offers a reasonable path. Your child won't graduate with the highest immediate earning potential in the state, but they'll likely earn more than most cosmetology certificate holders nationally while carrying debt that equals just half their first-year income. If your student shows entrepreneurial drive—critical in this field—the strong four-year earnings suggest they'll have room to grow beyond entry-level salon work.

Where COLLECTIV Academy-Worcester Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Earnings Distribution

How COLLECTIV Academy-Worcester graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
COLLECTIV Academy-Worcester$20,720$26,886+30%
New England Hair Academy$17,390$26,294+51%
EINE Inc$20,496$26,067+27%
Catherine Hinds Institute of Esthetics$26,234$24,607-6%
Spa Tech Institute-Westboro$21,124$23,325+10%

Compare to Similar Programs in Massachusetts

Cosmetology certificate's programs at peer institutions in Massachusetts (22 total in state)

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SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
COLLECTIV Academy-WorcesterWorcester$20,720$26,886$10,6670.51
Catherine Hinds Institute of EstheticsWoburn$26,234$24,607$7,6670.29
Spa Tech Institute-PlymouthPlymouth$21,124$23,325$7,1170.34
Spa Tech Institute-WestboroWestborough$21,124$23,325$7,1170.34
EINE IncTewksbury$20,496$26,067$8,8330.43
Rob Roy Academy-Fall RiverFall River$18,364$9,5000.52
National Median$17,113$9,8620.58

Career Paths

Occupations commonly associated with cosmetology graduates

Skincare Specialists

Provide skincare treatments to face and body to enhance an individual's appearance. Includes electrologists and laser hair removal specialists.

$41,560/yrJobs growth:Postsecondary nondegree award

Barbers

Provide barbering services, such as cutting, trimming, shampooing, and styling hair; trimming beards; or giving shaves.

$35,420/yrJobs growth:Postsecondary nondegree award

Hairdressers, Hairstylists, and Cosmetologists

Provide beauty services, such as cutting, coloring, and styling hair, and massaging and treating scalp. May shampoo hair, apply makeup, dress wigs, remove hair, and provide nail and skincare services.

$35,420/yrJobs growth:Postsecondary nondegree award

Manicurists and Pedicurists

Clean and shape customers' fingernails and toenails. May polish or decorate nails.

$34,660/yrJobs growth:Postsecondary nondegree award

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

First-Line Supervisors of Personal Service Workers

Supervise and coordinate activities of personal service workers.

Makeup Artists, Theatrical and Performance

Apply makeup to performers to reflect period, setting, and situation of their role.

Shampooers

Shampoo and rinse customers' hair.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At COLLECTIV Academy-Worcester, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 250 graduates with reported earnings and 286 graduates with debt data. Small samples may not be representative.