Median Earnings (1yr)
$21,124
85th percentile (60th in MA)
Median Debt
$7,117
28% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
296
Adequate data

Analysis

Spa Tech Institute-Westboro graduates earn significantly more than the typical Massachusetts cosmetology program graduate—about $3,700 more in the first year alone. While it's not the highest-earning program in the state, ranking at the 60th percentile among Massachusetts schools, it sits well above both state and national medians. More importantly, graduates carry just $7,117 in debt, about 30% below the national average and lower than most competitors in Massachusetts. That translates to a debt load equal to just four months of earnings, making this one of the more financially accessible paths into the beauty industry.

The earnings trajectory shows steady growth, with graduates making about 10% more four years out than they did initially. This isn't a field where you'll see dramatic salary jumps, but the consistency matters—and starting with minimal debt gives graduates flexibility to build their career without financial pressure. The program serves a mix of students, with a third receiving Pell grants, suggesting it's accessible to families across income levels.

For parents worried about beauty school debt horror stories, this program offers a counterpoint: manageable borrowing for credentials that lead to above-average earnings in the field. Your child won't get rich quickly, but they'll enter the workforce with real skills and without the crushing debt burden that plagues many cosmetology graduates elsewhere.

Where Spa Tech Institute-Westboro Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Spa Tech Institute-WestboroOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Spa Tech Institute-Westboro graduates compare to all programs nationally

Spa Tech Institute-Westboro graduates earn $21k, placing them in the 85th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Cosmetology certificate's programs at peer institutions in Massachusetts (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Spa Tech Institute-Westboro$21,124$23,325$7,1170.34
Catherine Hinds Institute of Esthetics$26,234$24,607$7,6670.29
Spa Tech Institute-Plymouth$21,124$23,325$7,1170.34
COLLECTIV Academy-Worcester$20,720$26,886$10,6670.51
EINE Inc$20,496$26,067$8,8330.43
Rob Roy Academy-Fall River$18,364—$9,5000.52
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Catherine Hinds Institute of Esthetics
Woburn
—$26,234$7,667
Spa Tech Institute-Plymouth
Plymouth
—$21,124$7,117
COLLECTIV Academy-Worcester
Worcester
—$20,720$10,667
EINE Inc
Tewksbury
—$20,496$8,833
Rob Roy Academy-Fall River
Fall River
—$18,364$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Spa Tech Institute-Westboro, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 296 graduates with reported earnings and 333 graduates with debt data. Small samples may not be representative.