Median Earnings (1yr)
$20,496
79th percentile (60th in MA)
Median Debt
$8,833
10% below national median
Debt-to-Earnings
0.43
Manageable
Sample Size
22
Limited data

Analysis

EINE Inc's cosmetology program stands out in Massachusetts—at $20,496 in first-year earnings, it outperforms 60% of Bay State cosmetology programs and sits well above both the state median ($17,390) and national average ($17,113). The modest debt load of $8,833 means graduates owe less than half their starting salary, a favorable ratio in a field where many students leave with more debt relative to earnings. The 27% earnings growth over four years suggests career momentum, with graduates reaching $26,067 by year four.

This program ranks in the 79th percentile nationally for earnings, putting it in the upper tier of cosmetology training options. While it doesn't quite match the state's top performers like Catherine Hinds Institute ($26,234 starting), it delivers competitive outcomes without the premium price tag often associated with leading programs. For a field where location matters tremendously—successful stylists build local clientele—graduating with manageable debt while earning above-average income creates real financial flexibility.

The small sample size (under 30 graduates) means these numbers could shift with more data, but the combination of strong relative earnings, reasonable debt, and positive trajectory makes this program worth serious consideration. For families worried about cosmetology school debt traps, EINE presents a notably better financial picture than typical programs in this space.

Where EINE Inc Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

EINE IncOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How EINE Inc graduates compare to all programs nationally

EINE Inc graduates earn $20k, placing them in the 79th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Cosmetology certificate's programs at peer institutions in Massachusetts (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
EINE Inc$20,496$26,067$8,8330.43
Catherine Hinds Institute of Esthetics$26,234$24,607$7,6670.29
Spa Tech Institute-Plymouth$21,124$23,325$7,1170.34
Spa Tech Institute-Westboro$21,124$23,325$7,1170.34
COLLECTIV Academy-Worcester$20,720$26,886$10,6670.51
Rob Roy Academy-Fall River$18,364—$9,5000.52
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Catherine Hinds Institute of Esthetics
Woburn
—$26,234$7,667
Spa Tech Institute-Plymouth
Plymouth
—$21,124$7,117
Spa Tech Institute-Westboro
Westborough
—$21,124$7,117
COLLECTIV Academy-Worcester
Worcester
—$20,720$10,667
Rob Roy Academy-Fall River
Fall River
—$18,364$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At EINE Inc, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.