Liberal Arts and Sciences, General Studies and Humanities at College of Central Florida
Associate's Degree
cf.eduAnalysis
College of Central Florida's liberal arts program starts graduates at just $24,000—well below Florida's median of nearly $27,000 for similar programs. At 40th percentile statewide, this ranks in the bottom half of Florida's 55 schools offering this degree. Saint Leo University graduates earn 75% more right out of the gate, and even nearby community colleges like Hillsborough and Florida State College at Jacksonville post significantly stronger initial outcomes.
The real story, though, is what happens next. Earnings jump 39% to $33,000 by year four, eventually surpassing the state median. This suggests graduates are finding their footing in the local Ocala job market, even if their starting salaries lag. The $11,400 in debt is reasonable—lower than many four-year programs—and represents less than half of first-year earnings, making it manageable on these modest salaries.
For families choosing between Florida community colleges, this program trails the pack initially but catches up over time. If your child plans to stay in Central Florida and can weather a slower start, the low debt makes this workable. But if immediate earnings matter—say, they need to support themselves right away—the other community college options offer $6,000+ more per year from day one without significantly more debt.
Where College of Central Florida Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Earnings Distribution
How College of Central Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| College of Central Florida | $24,017 | $33,257 | +38% |
| Saint Leo University | $41,989 | $45,328 | +8% |
| Santa Fe College | $25,823 | $40,559 | +57% |
| Hillsborough Community College | $30,406 | $39,453 | +30% |
| Florida SouthWestern State College | $27,740 | $39,129 | +41% |
Compare to Similar Programs in Florida
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Florida (55 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $2,710 | $24,017 | $33,257 | $11,412 | 0.48 | |
| $28,360 | $41,989 | $45,328 | $23,687 | 0.56 | |
| $6,360 | $31,140 | $37,671 | $15,125 | 0.49 | |
| $3,279 | $30,933 | $37,364 | $7,285 | 0.24 | |
| $2,878 | $30,678 | $38,095 | $10,909 | 0.36 | |
| $2,506 | $30,406 | $39,453 | $11,000 | 0.36 | |
| National Median | — | $27,248 | — | $10,950 | 0.40 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Central Florida, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 300 graduates with reported earnings and 545 graduates with debt data. Small samples may not be representative.