Median Earnings (1yr)
$24,017
26th percentile (40th in FL)
Median Debt
$11,412
4% above national median
Debt-to-Earnings
0.48
Manageable
Sample Size
300
Adequate data

Analysis

College of Central Florida's liberal arts program starts graduates at just $24,000—well below Florida's median of nearly $27,000 for similar programs. At 40th percentile statewide, this ranks in the bottom half of Florida's 55 schools offering this degree. Saint Leo University graduates earn 75% more right out of the gate, and even nearby community colleges like Hillsborough and Florida State College at Jacksonville post significantly stronger initial outcomes.

The real story, though, is what happens next. Earnings jump 39% to $33,000 by year four, eventually surpassing the state median. This suggests graduates are finding their footing in the local Ocala job market, even if their starting salaries lag. The $11,400 in debt is reasonable—lower than many four-year programs—and represents less than half of first-year earnings, making it manageable on these modest salaries.

For families choosing between Florida community colleges, this program trails the pack initially but catches up over time. If your child plans to stay in Central Florida and can weather a slower start, the low debt makes this workable. But if immediate earnings matter—say, they need to support themselves right away—the other community college options offer $6,000+ more per year from day one without significantly more debt.

Where College of Central Florida Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

College of Central FloridaOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How College of Central Florida graduates compare to all programs nationally

College of Central Florida graduates earn $24k, placing them in the 26th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Florida (55 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
College of Central Florida$24,017$33,257$11,4120.48
Saint Leo University$41,989$45,328$23,6870.56
University of West Florida$31,140$37,671$15,1250.49
The College of the Florida Keys$30,933$37,364$7,2850.24
Florida State College at Jacksonville$30,678$38,095$10,9090.36
Hillsborough Community College$30,406$39,453$11,0000.36
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Leo University
Saint Leo
$28,360$41,989$23,687
University of West Florida
Pensacola
$6,360$31,140$15,125
The College of the Florida Keys
Key West
$3,279$30,933$7,285
Florida State College at Jacksonville
Jacksonville
$2,878$30,678$10,909
Hillsborough Community College
Tampa
$2,506$30,406$11,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Central Florida, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 300 graduates with reported earnings and 545 graduates with debt data. Small samples may not be representative.