Liberal Arts and Sciences, General Studies and Humanities at College of Central Florida
Bachelor's Degree
cf.eduAnalysis
A bachelor's degree in liberal arts from College of Central Florida appears to put graduates in a more manageable financial position than many comparable programs across Florida. Based on similar programs at Florida public colleges, students here likely carry around $20,400 in debt—about $5,000 less than the state median and substantially less than the $27,000 national benchmark. With estimated first-year earnings of $35,400, that translates to a debt-to-earnings ratio of 0.58, meaning graduates should be able to handle their monthly payments on typical entry-level salaries.
The earnings picture is admittedly modest. Peer programs in Florida suggest starting pay near $35,400, which tracks closely with both state and national medians for liberal arts degrees. That's significantly below what graduates from University of Miami or UCF earn, but those comparison points may not be realistic for students choosing a community college pathway to complete their bachelor's. For the 40% of students here receiving Pell grants, keeping debt low while earning a credential matters more than chasing the highest possible starting salary.
The value proposition hinges on what comes next. Liberal arts degrees rarely lead directly to high-paying specialized careers, so graduate school, strategic internships, or geographic mobility often determine long-term outcomes. The relatively light debt load from College of Central Florida preserves flexibility—graduates aren't locked into immediate high-earning jobs just to service loans, which could actually be an advantage for exploring different career paths.
Where College of Central Florida Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Compare to Similar Programs in Florida
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Florida (41 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,710 | $35,361* | — | $20,401* | — | |
| $59,926 | $50,614* | $51,653 | $28,590* | 0.56 | |
| $6,368 | $48,391* | $47,044 | $15,135* | 0.31 | |
| $33,450 | $46,015* | $40,411 | $46,429* | 1.01 | |
| $6,410 | $45,230* | $45,069 | $30,676* | 0.68 | |
| $28,360 | $40,874* | $45,963 | $30,624* | 0.75 | |
| National Median | — | $36,340* | — | $27,000* | 0.74 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Central Florida, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in FL. Actual outcomes may vary.