Analysis
A debt-to-earnings ratio of 0.49 puts this program in reasonable territory—based on comparable physics programs nationally, graduates typically earn around $47,670 in their first year while carrying roughly $23,400 in debt. That translates to about half a year's salary in loans, which is manageable if those earnings hold steady or grow. Physics degrees generally open doors to graduate programs, teaching positions, or technical careers where the real earning potential often materializes a few years out rather than immediately.
The challenge here is uncertainty. With 13 physics programs across South Carolina but no reported outcomes data from any of them, we're working entirely from national patterns. College of Charleston's solid admissions profile (SAT average of 1238, 72% acceptance rate) suggests competent students, but there's no way to know whether local employer demand, program quality, or graduate school placement matches the national picture. Physics programs can vary dramatically in their focus and outcomes—some feed students into PhD programs, others into teaching or industry.
For a parent weighing this investment, the estimated numbers suggest reasonable risk if your child is committed to physics and has a plan beyond the bachelor's degree. But press the school for specifics: Where do recent graduates actually land? What percentage continue to graduate school? Without that concrete information, you're betting that this program performs at least as well as the national average—a bet that might pay off, but one you're making without seeing the school's actual track record.
Where College of Charleston Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,978 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Charleston, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.