Analysis
A debt-to-earnings ratio of 0.43 tells the story here—similar associate accounting programs nationwide suggest this credential comes with manageable financial risk. Based on national benchmarks, accounting associates typically earn around $37,000 in their first year and carry roughly $16,000-$19,000 in debt, meaning graduates can reasonably expect to handle loan payments while building their careers. California's accounting market shows comparable outcomes, with the state median just slightly higher at $37,978.
The challenge is that College of Marin lacks reported outcomes data, so we're working from national averages rather than this school's actual track record. Peer programs in California vary substantially—Mt. San Antonio College graduates earn $34,604 while Asher College hits $41,351—indicating that program quality and regional job markets matter. Without knowing where College of Marin falls in this range, you're making an educated guess rather than an informed decision.
For parents, the core question is whether an associate degree aligns with your child's accounting goals. This credential can open doors to bookkeeping and entry-level roles, but CPA licensure and higher-level positions typically require a bachelor's. If this is a stepping stone toward a four-year degree or your child needs immediate workforce entry, the estimated debt burden appears reasonable. Just recognize you're relying on what typically happens elsewhere, not what College of Marin specifically delivers.
Where College of Marin Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,558 | $37,001* | — | $15,979* | — | |
| — | $41,351* | — | $17,375* | 0.42 | |
| $1,364 | $34,604* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Marin, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.