Analysis
A debt load of roughly $25,000 for a chemistry bachelor's is meaningful but not excessive—similar programs nationally carry about the same burden. What matters more here is what comes next. The estimated $42,600 first-year salary, drawn from national chemistry program medians, translates to a debt-to-earnings ratio of 0.59, suggesting graduates would need about seven months of gross income to cover their loans. That's manageable territory for a science degree, though it assumes graduates land chemistry-related positions rather than generic bachelor's-level work.
The challenge is the uncertainty itself. With too few graduates to generate published outcomes, we can't know whether College of Saint Mary's specific program connects students to lab positions, quality graduate programs, or research opportunities at the rates these national comparisons suggest. Chemistry is a field where institutional resources—lab equipment, faculty research activity, industry connections—matter considerably. A 44% admission rate and mid-range SAT scores don't tell you whether this small program provides the hands-on training and networking that turn a chemistry degree into a career rather than just a credential.
Before committing, ask the department direct questions: Where have recent graduates landed jobs or gotten into graduate programs? What research opportunities exist for undergraduates? The numbers suggest reasonable value if the program delivers, but you're making that judgment without the usual data safety net.
Where College of Saint Mary Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $23,340 | $42,581* | — | $24,994* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Saint Mary, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.