Analysis
Based on comparable special education programs nationally, this degree comes with an estimated $27,000 in debt against first-year earnings around $44,000—a manageable 0.61 debt-to-earnings ratio that suggests the program won't burden graduates with overwhelming payments. That debt level sits right at the state median for Nebraska's special education programs, while the earnings estimate matches the national median exactly. For a field where financial outcomes tend to be stable and predictable, these peer-program figures point to a solid starting point.
The challenge is that we're working with limited actual data for College of Saint Mary specifically, making it harder to judge how this program performs against its in-state competition. The University of Nebraska-Lincoln's graduates earn around $47,000 in their first year—about $3,000 more than what similar programs typically produce—while UNO sits below the estimate at $38,000. Special education teachers in Nebraska face a consistent salary structure, so the variation likely reflects factors like geographic placement and credentials rather than dramatic quality differences.
For parents evaluating this investment, the estimated debt burden appears reasonable for a teaching career, but the lack of program-specific data means you're betting on College of Saint Mary matching the performance of its peer institutions. If your child is committed to special education and values the college's smaller environment (44% admission rate, 37% Pell-eligible students), the financial picture from comparable programs suggests a workable path—just know you're extrapolating from broader trends rather than this school's proven track record.
Where College of Saint Mary Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Nebraska
Special Education and Teaching bachelors's programs at peer institutions in Nebraska (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $23,340 | $44,139* | — | $27,000* | — | |
| $10,108 | $47,017* | $44,358 | $27,000* | 0.57 | |
| $8,370 | $37,998* | $54,167 | $22,860* | 0.60 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Saint Mary, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.