Analysis
In California, accounting associate's programs stretch from around $34,600 at Mt. San Antonio College to over $41,000 at Asher College, with the state median landing near $38,000. College of San Mateo's estimated first-year earnings of $37,000—derived from national data for similar programs—sit just below that state benchmark, suggesting a typical outcome for this credential. The estimated debt load of about $16,000 is notably lighter than both the state and national medians, which hover closer to $17,000-$19,000.
That debt-to-earnings ratio of 0.43 means graduates would owe roughly five months of salary, a manageable starting point for an associate's degree. While these figures come from comparable programs rather than College of San Mateo's actual outcomes, they align reasonably well with what California accounting programs deliver. The lower debt estimate particularly works in this program's favor—entering the workforce with $16,000 instead of $19,000 makes a difference when you're building an entry-level accounting career.
The takeaway: This looks like a standard community college pathway into accounting, with debt levels that won't overwhelm modest starting salaries. Just recognize you're working with educated guesses here, not this school's track record, so connecting with recent graduates or the program directly could fill in what the federal data can't.
Where College of San Mateo Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,332 | $37,001* | — | $15,979* | — | |
| — | $41,351* | — | $17,375* | 0.42 | |
| $1,364 | $34,604* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of San Mateo, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.