Median Earnings (1yr)
$47,313
82nd percentile (60th in MA)
Median Debt
$27,000
12% above national median
Debt-to-Earnings
0.57
Manageable
Sample Size
32
Adequate data

Analysis

Holy Cross chemistry graduates start at $47,313—better than 82% of chemistry programs nationally but middling for Massachusetts, where they match the state median exactly. The four-year trajectory to $61,540 is healthy (30% growth), though still trails programs like Northeastern and Bridgewater State that place graduates in higher-paying markets or industries. The $27,000 debt load, while precisely matching the state median, translates to a manageable debt-to-earnings ratio of 0.57, meaning graduates owe about seven months of their first-year salary.

The real question is whether Holy Cross's premium positioning (21% admission rate, strong academics) translates to career advantage for chemistry majors specifically. The answer appears to be: somewhat, but not dramatically. You're paying for the Holy Cross brand and liberal arts experience, which clearly delivers above-average outcomes nationally. However, within Massachusetts—where many graduates will compete for jobs—this program doesn't command a premium over less selective state universities.

For families comfortable with the overall cost of Holy Cross and valuing its broader educational environment, the chemistry program performs solidly enough not to be a concern. But if you're specifically targeting chemistry career outcomes, understand that you may achieve comparable results at lower total cost elsewhere in Massachusetts.

Where College of the Holy Cross Stands

Earnings vs. debt across all chemistry bachelors's programs nationally

College of the Holy CrossOther chemistry programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How College of the Holy Cross graduates compare to all programs nationally

College of the Holy Cross graduates earn $47k, placing them in the 82th percentile of all chemistry bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Chemistry bachelors's programs at peer institutions in Massachusetts (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
College of the Holy Cross$47,313$61,540$27,0000.57
Northeastern University$62,511$88,634$24,5000.39
Bridgewater State University$55,376$67,363$27,0000.49
Salem State University$49,439—$27,0000.55
Brandeis University$46,641$61,613$25,4840.55
Williams College$40,840$57,466$12,0000.29
National Median$42,581—$24,0000.56

Other Chemistry Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northeastern University
Boston
$63,141$62,511$24,500
Bridgewater State University
Bridgewater
$11,389$55,376$27,000
Salem State University
Salem
$11,978$49,439$27,000
Brandeis University
Waltham
$64,946$46,641$25,484
Williams College
Williamstown
$64,860$40,840$12,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At College of the Holy Cross, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.