Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
College of the Ozarks operates on a unique "no tuition" model where students work on campus instead of paying traditional tuition fees, which explains why estimated debt of $25,418 falls right at the national median despite the school's work-study approach. Based on comparable accounting programs across Missouri, first-year earnings around $50,200 suggest graduates enter the market at competitive starting salaries—matching the state median and within reasonable range of the $53,700 national benchmark. However, the gap with Missouri's strongest programs is substantial: graduates from Mizzou and Saint Louis University reportedly earn $63,000-$65,000 in their first year, nearly $15,000 more than typical Missouri accounting grads.
The debt-to-earnings ratio of 0.51 indicates manageable financial positioning, with estimated debt representing about half of first year income. For accounting specifically, where clear career paths and CPA certification provide earning stability, this ratio suggests graduates could realistically handle loan payments while building their careers. The school's 15% admission rate and solid student profile (44% Pell recipients, 1125 average SAT) indicate selectivity that often correlates with strong student outcomes.
Without actual outcome data for College of the Ozarks accounting graduates specifically, you're relying on statewide patterns to estimate what your child might expect. If they're comparing offers, request job placement rates and alumni salary information directly from the school—particularly for accounting majors who pursue CPA certification, since those credentials typically drive higher earnings than bachelor's-level positions alone.
Where College of the Ozarks Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Missouri
Accounting bachelors's programs at peer institutions in Missouri (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,290 | $50,218* | — | $25,418* | — | |
| $14,130 | $65,057* | $81,583 | $20,707* | 0.32 | |
| $53,244 | $63,153* | — | $26,820* | 0.42 | |
| $27,166 | $61,237* | $65,069 | $25,125* | 0.41 | |
| $9,470 | $59,919* | $64,972 | $23,250* | 0.39 | |
| $9,739 | $56,565* | $58,085 | $25,591* | 0.45 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of the Ozarks, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 18 similar programs in MO. Actual outcomes may vary.