Analysis
A debt-to-earnings ratio of 0.70 suggests manageable financial positioning for this associate degree, with peer programs nationally indicating around $40,000 in first-year earnings against roughly $28,000 in debt. That puts graduates in a position to potentially clear their loans within a few years if they're strategic about repayment—assuming these national benchmarks hold for Colorado Christian's specific graduates.
The real uncertainty here is Colorado context. As the only school in the state reporting this particular associate-level HR program to the Department of Education, there's no local comparison point. Similar programs nationally vary considerably in outcomes, and Colorado's job market—particularly around Denver where Lakewood sits—may produce different results than the national median suggests. The 33% Pell grant enrollment indicates this program serves a mix of economic backgrounds, but without institution-specific outcomes data, it's impossible to know whether graduates are landing HR coordinator roles at $40K or struggling to break into the field.
The practical concern is whether an associate degree provides sufficient credentials for HR work in Colorado's competitive market, where many employers prefer bachelor's degrees. If your child plans to continue their education, this could be a cost-effective starting point. If not, verify that local employers actually hire associate-level HR professionals and at what compensation—because national estimates can't answer that question.
Where Colorado Christian University Stands
Earnings vs. debt across all human resources management and services associates's programs nationally
Compare to Similar Programs Nationally
Human Resources Management and Services associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,266 | $40,006* | — | $27,901* | — | |
| — | $46,445* | — | $20,000* | 0.43 | |
| $15,117 | $45,969* | $49,585 | $26,536* | 0.58 | |
| $12,715 | $45,969* | $49,585 | $26,536* | 0.58 | |
| $10,899 | $45,969* | $49,585 | $26,536* | 0.58 | |
| $13,546 | $45,969* | $49,585 | $26,536* | 0.58 | |
| National Median | — | $40,006* | — | $26,536* | 0.66 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Colorado Christian University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.