Median Earnings (1yr)
$37,212
5th percentile (40th in CO)
Median Debt
$51,764
99% above national median
Debt-to-Earnings
1.39
Elevated
Sample Size
61
Adequate data

Analysis

Colorado Technical University's business degree carries significant financial risk that parents should carefully weigh. Graduates leave with $51,764 in debt—more than double both the national and Colorado medians for business programs—while earning just $37,212 in their first year. That means graduates need roughly 17 months of gross income just to cover their debt, and the situation worsens over time as earnings actually decline to $35,304 by year four. This pattern is highly unusual and troubling for a business degree, which typically offers steady earning growth.

The program ranks in just the 5th percentile nationally and the 40th percentile within Colorado. To put this in perspective: Colorado State University Pueblo graduates earn $43,067 annually (22% more) while typically carrying less than half the debt. Even Adams State University, the lowest-earning comparison school in Colorado, produces better outcomes. The high Pell grant rate (68%) shows CTU serves many students from modest backgrounds, which makes the debt burden particularly concerning.

For the cost of this program, a student could attend a Colorado public university with far better earning potential and manageable debt. Unless there are extraordinary circumstances requiring CTU's specific format, families should explore other Colorado business programs that offer better return on investment.

Where Colorado Technical University-Colorado Springs Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Colorado Technical University-Colorado SpringsOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Colorado Technical University-Colorado Springs graduates compare to all programs nationally

Colorado Technical University-Colorado Springs graduates earn $37k, placing them in the 5th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Business/Commerce bachelors's programs at peer institutions in Colorado (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Colorado Technical University-Colorado Springs$37,212$35,304$51,7641.39
Regis University$66,739—$32,5920.49
University of Denver$45,866$59,181$21,0000.46
Colorado Mesa University$43,111$55,102$24,0000.56
Colorado State University Pueblo$43,067$50,765$25,0000.58
Adams State University$40,181$47,305$23,6240.59
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Regis University
Denver
$43,980$66,739$32,592
University of Denver
Denver
$59,340$45,866$21,000
Colorado Mesa University
Grand Junction
$9,712$43,111$24,000
Colorado State University Pueblo
Pueblo
$9,401$43,067$25,000
Adams State University
Alamosa
$9,776$40,181$23,624

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Colorado Technical University-Colorado Springs, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 118 graduates with debt data. Small samples may not be representative.