Median Earnings (1yr)
$37,212
5th percentile
40th percentile in Colorado
Median Debt
$51,764
99% above national median

Analysis

Colorado Technical University's business degree carries significant financial risk that parents should carefully weigh. Graduates leave with $51,764 in debt—more than double both the national and Colorado medians for business programs—while earning just $37,212 in their first year. That means graduates need roughly 17 months of gross income just to cover their debt, and the situation worsens over time as earnings actually decline to $35,304 by year four. This pattern is highly unusual and troubling for a business degree, which typically offers steady earning growth.

The program ranks in just the 5th percentile nationally and the 40th percentile within Colorado. To put this in perspective: Colorado State University Pueblo graduates earn $43,067 annually (22% more) while typically carrying less than half the debt. Even Adams State University, the lowest-earning comparison school in Colorado, produces better outcomes. The high Pell grant rate (68%) shows CTU serves many students from modest backgrounds, which makes the debt burden particularly concerning.

For the cost of this program, a student could attend a Colorado public university with far better earning potential and manageable debt. Unless there are extraordinary circumstances requiring CTU's specific format, families should explore other Colorado business programs that offer better return on investment.

Where Colorado Technical University-Colorado Springs Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Earnings Distribution

How Colorado Technical University-Colorado Springs graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Colorado Technical University-Colorado Springs$37,212$35,304-5%
University of Denver$45,866$59,181+29%
Colorado Mesa University$43,111$55,102+28%
Fort Lewis College$33,376$52,714+58%
Colorado State University Pueblo$43,067$50,765+18%

Compare to Similar Programs in Colorado

Business/Commerce bachelors's programs at peer institutions in Colorado (9 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Colorado Technical University-Colorado SpringsColorado Springs$12,760$37,212$35,304$51,7641.39
Regis UniversityDenver$43,980$66,739$32,5920.49
University of DenverDenver$59,340$45,866$59,181$21,0000.46
Colorado Mesa UniversityGrand Junction$9,712$43,111$55,102$24,0000.56
Colorado State University PuebloPueblo$9,401$43,067$50,765$25,0000.58
Adams State UniversityAlamosa$9,776$40,181$47,305$23,6240.59
National Median$47,506$26,0000.55

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Colorado Technical University-Colorado Springs, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 118 graduates with debt data. Small samples may not be representative.