Business/Commerce at Colorado Technical University-Colorado Springs
Bachelor's Degree
coloradotech.edu/Colorado-SpringsAnalysis
Colorado Technical University's business degree carries significant financial risk that parents should carefully weigh. Graduates leave with $51,764 in debt—more than double both the national and Colorado medians for business programs—while earning just $37,212 in their first year. That means graduates need roughly 17 months of gross income just to cover their debt, and the situation worsens over time as earnings actually decline to $35,304 by year four. This pattern is highly unusual and troubling for a business degree, which typically offers steady earning growth.
The program ranks in just the 5th percentile nationally and the 40th percentile within Colorado. To put this in perspective: Colorado State University Pueblo graduates earn $43,067 annually (22% more) while typically carrying less than half the debt. Even Adams State University, the lowest-earning comparison school in Colorado, produces better outcomes. The high Pell grant rate (68%) shows CTU serves many students from modest backgrounds, which makes the debt burden particularly concerning.
For the cost of this program, a student could attend a Colorado public university with far better earning potential and manageable debt. Unless there are extraordinary circumstances requiring CTU's specific format, families should explore other Colorado business programs that offer better return on investment.
Where Colorado Technical University-Colorado Springs Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Distribution
How Colorado Technical University-Colorado Springs graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Colorado Technical University-Colorado Springs | $37,212 | $35,304 | -5% |
| University of Denver | $45,866 | $59,181 | +29% |
| Colorado Mesa University | $43,111 | $55,102 | +28% |
| Fort Lewis College | $33,376 | $52,714 | +58% |
| Colorado State University Pueblo | $43,067 | $50,765 | +18% |
Compare to Similar Programs in Colorado
Business/Commerce bachelors's programs at peer institutions in Colorado (9 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,760 | $37,212 | $35,304 | $51,764 | 1.39 | |
| $43,980 | $66,739 | — | $32,592 | 0.49 | |
| $59,340 | $45,866 | $59,181 | $21,000 | 0.46 | |
| $9,712 | $43,111 | $55,102 | $24,000 | 0.56 | |
| $9,401 | $43,067 | $50,765 | $25,000 | 0.58 | |
| $9,776 | $40,181 | $47,305 | $23,624 | 0.59 | |
| National Median | — | $47,506 | — | $26,000 | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Colorado Technical University-Colorado Springs, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 61 graduates with reported earnings and 118 graduates with debt data. Small samples may not be representative.