Analysis
Columbia College's associate business program delivers stronger earnings than most Missouri competitors—graduates earn $41,791 right out of school, landing at the 60th percentile statewide and beating the state median by more than $7,000. That's meaningful when you're comparing in-state options. Nationally, the program ranks even better at the 69th percentile, placing it solidly above average among 559 similar programs.
The debt load of $27,897 deserves careful consideration. While it's higher than both the Missouri median ($23,449) and significantly above the national median ($13,437), the debt-to-earnings ratio of 0.67 suggests graduates can realistically manage it—they're earning about 1.5 times their debt in their first year. The 8% earnings bump to $45,164 by year four shows steady progression rather than stagnation. With 44% of students receiving Pell grants, the program is clearly accessible to families who need it.
For Missouri families weighing community college options, this program costs more upfront but delivers better immediate returns than alternatives like Saint Louis Community College. The higher debt is a real tradeoff, but the earnings advantage means graduates should be able to handle monthly payments while building their careers. It's not the cheapest path to an associate business degree, but the outcomes justify the investment better than most Missouri alternatives.
Where Columbia College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Distribution
How Columbia College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Columbia College | $41,791 | $45,164 | +8% |
| Thomas More University | $83,571 | $68,202 | -18% |
| Indiana Wesleyan University-Marion | $49,463 | $54,966 | +11% |
| Indiana Wesleyan University-National & Global | $49,463 | $54,966 | +11% |
| Bryan University | $28,014 | $27,140 | -3% |
Compare to Similar Programs in Missouri
Business/Commerce associates's programs at peer institutions in Missouri (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $24,326 | $41,791 | $45,164 | $27,897 | 0.67 | |
| $3,660 | $34,419 | — | $11,000 | 0.32 | |
| $15,868 | $28,014 | $27,140 | $23,449 | 0.84 | |
| National Median | — | $36,591 | — | $13,437 | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Columbia College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 53 graduates with reported earnings and 176 graduates with debt data. Small samples may not be representative.