Finance and Financial Management Services at Columbia College
Bachelor's Degree
Analysis
Columbia College's finance program delivers something increasingly rare: manageable debt paired with above-average starting salaries. At just under $19,000 in student loans—about 20% below the national median for finance programs—graduates start earning $56,104, which beats both the Missouri median ($49,785) and the national average. That 0.34 debt-to-earnings ratio means graduates owe roughly one-third of their first year's salary, a comfortable position that allows for quicker loan payoff and financial flexibility.
The stagnant earnings trajectory between years one and four deserves attention. While other Missouri finance programs show typical career progression, Columbia graduates see essentially flat earnings over this period. This could reflect the types of employers hiring from Columbia—possibly smaller regional firms or roles with slower advancement tracks. For context, top performers in the state like Saint Louis University see continued salary growth during these years.
For families prioritizing low debt and immediate employability, Columbia offers a practical path into finance. The program gets students working at competitive salaries without the burden of heavy loans—a meaningful advantage given that 44% of students receive Pell grants. Just understand you're trading the potential for rapid early-career growth for financial security at graduation. If your child plans to pursue additional credentials or certifications that could jumpstart advancement after a few years, this foundation makes sense.
Where Columbia College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Columbia College graduates compare to all programs nationally
Columbia College graduates earn $56k, placing them in the 60th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Missouri
Finance and Financial Management Services bachelors's programs at peer institutions in Missouri (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Columbia College | $56,104 | $55,909 | $18,980 | 0.34 |
| Washington University in St Louis | $102,814 | $152,625 | $19,250 | 0.19 |
| Saint Louis University | $60,055 | — | $21,268 | 0.35 |
| Missouri State University-Springfield | $50,486 | $68,206 | $24,750 | 0.49 |
| University of Central Missouri | $49,785 | $54,933 | $22,989 | 0.46 |
| Missouri Western State University | $47,265 | — | $21,361 | 0.45 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Missouri
Compare tuition, earnings, and debt across Missouri schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Washington University in St Louis St. Louis | $62,982 | $102,814 | $19,250 |
| Saint Louis University Saint Louis | $53,244 | $60,055 | $21,268 |
| Missouri State University-Springfield Springfield | $9,024 | $50,486 | $24,750 |
| University of Central Missouri Warrensburg | $9,739 | $49,785 | $22,989 |
| Missouri Western State University Saint Joseph | $9,800 | $47,265 | $21,361 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Columbia College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 67 graduates with reported earnings and 69 graduates with debt data. Small samples may not be representative.